LTV · monthly repayment
▼ 0.50% · 3.625%
HK$20,337
−HK$1,275/mo
▼ 0.25% · 3.875%
HK$20,970
−HK$642/mo
Today · 4.125%
HK$21,612
baseline
▲ 0.50% · 4.625%
HK$22,927
+HK$1,315/mo
Deposit HK$4.46M · loan HK$4.46M · min. income ≈ HK$43,224/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,625
−HK$1,222/mo
▼ 0.25% · 3.875%
HK$23,231
−HK$616/mo
Today · 4.125%
HK$23,847
baseline
▲ 0.50% · 4.625%
HK$25,104
+HK$1,257/mo
Deposit HK$4.46M · loan HK$4.46M · min. income ≈ HK$47,694/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,404
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$25,163
−HK$772/mo
Today · 4.125%
HK$25,935
baseline
▲ 0.50% · 4.625%
HK$27,513
+HK$1,578/mo
Deposit HK$3.57M · loan HK$5.35M · min. income ≈ HK$51,870/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$267,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,150
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$27,878
−HK$738/mo
Today · 4.125%
HK$28,616
baseline
▲ 0.50% · 4.625%
HK$30,125
+HK$1,509/mo
Deposit HK$3.57M · loan HK$5.35M · min. income ≈ HK$57,232/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$267,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,472
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$29,357
−HK$900/mo
Today · 4.125%
HK$30,257
baseline
▲ 0.50% · 4.625%
HK$32,098
+HK$1,841/mo
Deposit HK$2.68M · loan HK$6.24M · min. income ≈ HK$60,514/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$267,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,674
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$32,524
−HK$862/mo
Today · 4.125%
HK$33,386
baseline
▲ 0.50% · 4.625%
HK$35,146
+HK$1,760/mo
Deposit HK$2.68M · loan HK$6.24M · min. income ≈ HK$66,772/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$267,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,606
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$37,745
−HK$1,157/mo
Today · 4.125%
HK$38,902
baseline
▲ 0.50% · 4.625%
HK$41,269
+HK$2,367/mo
Deposit HK$892K · loan HK$8.03M · min. income ≈ HK$77,804/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,724
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$41,817
−HK$1,108/mo
Today · 4.125%
HK$42,925
baseline
▲ 0.50% · 4.625%
HK$45,187
+HK$2,262/mo
Deposit HK$892K · loan HK$8.03M · min. income ≈ HK$85,850/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,561 · Scale 2, in force from 26 Feb 2026)