LTV · monthly repayment
▼ 0.50% · 3.625%
HK$203,385
−HK$12,754/mo
▼ 0.25% · 3.875%
HK$209,712
−HK$6,427/mo
Today · 4.125%
HK$216,139
baseline
▲ 0.50% · 4.625%
HK$229,291
+HK$13,152/mo
Deposit HK$44.60M · loan HK$44.60M · min. income ≈ HK$432,278/mo (50% DSR)
Upfront cash ≈ HK$48.39M (deposit + AVD stamp duty HK$3,790,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,264
−HK$12,224/mo
▼ 0.25% · 3.875%
HK$232,332
−HK$6,156/mo
Today · 4.125%
HK$238,488
baseline
▲ 0.50% · 4.625%
HK$251,060
+HK$12,572/mo
Deposit HK$44.60M · loan HK$44.60M · min. income ≈ HK$476,976/mo (50% DSR)
Upfront cash ≈ HK$48.39M (deposit + AVD stamp duty HK$3,790,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,062
−HK$15,305/mo
▼ 0.25% · 3.875%
HK$251,654
−HK$7,713/mo
Today · 4.125%
HK$259,367
baseline
▲ 0.50% · 4.625%
HK$275,149
+HK$15,782/mo
Deposit HK$35.68M · loan HK$53.52M · min. income ≈ HK$518,734/mo (50% DSR)
Upfront cash ≈ HK$39.47M (deposit + AVD stamp duty HK$3,790,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,517
−HK$14,669/mo
▼ 0.25% · 3.875%
HK$278,799
−HK$7,387/mo
Today · 4.125%
HK$286,186
baseline
▲ 0.50% · 4.625%
HK$301,271
+HK$15,085/mo
Deposit HK$35.68M · loan HK$53.52M · min. income ≈ HK$572,372/mo (50% DSR)
Upfront cash ≈ HK$39.47M (deposit + AVD stamp duty HK$3,790,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,739
−HK$17,856/mo
▼ 0.25% · 3.875%
HK$293,596
−HK$8,999/mo
Today · 4.125%
HK$302,595
baseline
▲ 0.50% · 4.625%
HK$321,007
+HK$18,412/mo
Deposit HK$26.76M · loan HK$62.44M · min. income ≈ HK$605,190/mo (50% DSR)
Upfront cash ≈ HK$30.55M (deposit + AVD stamp duty HK$3,790,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$316,770
−HK$17,114/mo
▼ 0.25% · 3.875%
HK$325,265
−HK$8,619/mo
Today · 4.125%
HK$333,884
baseline
▲ 0.50% · 4.625%
HK$351,483
+HK$17,599/mo
Deposit HK$26.76M · loan HK$62.44M · min. income ≈ HK$667,768/mo (50% DSR)
Upfront cash ≈ HK$30.55M (deposit + AVD stamp duty HK$3,790,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$366,094
−HK$22,957/mo
▼ 0.25% · 3.875%
HK$377,481
−HK$11,570/mo
Today · 4.125%
HK$389,051
baseline
▲ 0.50% · 4.625%
HK$412,724
+HK$23,673/mo
Deposit HK$8.92M · loan HK$80.27M · min. income ≈ HK$778,102/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$3,790,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$407,275
−HK$22,004/mo
▼ 0.25% · 3.875%
HK$418,198
−HK$11,081/mo
Today · 4.125%
HK$429,279
baseline
▲ 0.50% · 4.625%
HK$451,907
+HK$22,628/mo
Deposit HK$8.92M · loan HK$80.27M · min. income ≈ HK$858,558/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$3,790,748 · Scale 2, in force from 26 Feb 2026)