LTV · monthly repayment
▼ 0.50% · 3.625%
HK$20,344
−HK$1,275/mo
▼ 0.25% · 3.875%
HK$20,976
−HK$643/mo
Today · 4.125%
HK$21,619
baseline
▲ 0.50% · 4.625%
HK$22,935
+HK$1,316/mo
Deposit HK$4.46M · loan HK$4.46M · min. income ≈ HK$43,238/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,632
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$23,239
−HK$616/mo
Today · 4.125%
HK$23,855
baseline
▲ 0.50% · 4.625%
HK$25,112
+HK$1,257/mo
Deposit HK$4.46M · loan HK$4.46M · min. income ≈ HK$47,710/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,412
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$25,172
−HK$771/mo
Today · 4.125%
HK$25,943
baseline
▲ 0.50% · 4.625%
HK$27,522
+HK$1,579/mo
Deposit HK$3.57M · loan HK$5.35M · min. income ≈ HK$51,886/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$267,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,158
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$27,887
−HK$739/mo
Today · 4.125%
HK$28,626
baseline
▲ 0.50% · 4.625%
HK$30,135
+HK$1,509/mo
Deposit HK$3.57M · loan HK$5.35M · min. income ≈ HK$57,252/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$267,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,481
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$29,367
−HK$900/mo
Today · 4.125%
HK$30,267
baseline
▲ 0.50% · 4.625%
HK$32,109
+HK$1,842/mo
Deposit HK$2.68M · loan HK$6.25M · min. income ≈ HK$60,534/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$267,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,685
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$32,535
−HK$862/mo
Today · 4.125%
HK$33,397
baseline
▲ 0.50% · 4.625%
HK$35,157
+HK$1,760/mo
Deposit HK$2.68M · loan HK$6.25M · min. income ≈ HK$66,794/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$267,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,618
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$37,757
−HK$1,158/mo
Today · 4.125%
HK$38,915
baseline
▲ 0.50% · 4.625%
HK$41,283
+HK$2,368/mo
Deposit HK$892K · loan HK$8.03M · min. income ≈ HK$77,830/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,738
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$41,830
−HK$1,109/mo
Today · 4.125%
HK$42,939
baseline
▲ 0.50% · 4.625%
HK$45,202
+HK$2,263/mo
Deposit HK$892K · loan HK$8.03M · min. income ≈ HK$85,878/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,649 · Scale 2, in force from 26 Feb 2026)