LTV · monthly repayment
▼ 0.50% · 3.625%
HK$203,444
−HK$12,758/mo
▼ 0.25% · 3.875%
HK$209,772
−HK$6,430/mo
Today · 4.125%
HK$216,202
baseline
▲ 0.50% · 4.625%
HK$229,357
+HK$13,155/mo
Deposit HK$44.61M · loan HK$44.61M · min. income ≈ HK$432,404/mo (50% DSR)
Upfront cash ≈ HK$48.40M (deposit + AVD stamp duty HK$3,791,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,329
−HK$12,228/mo
▼ 0.25% · 3.875%
HK$232,399
−HK$6,158/mo
Today · 4.125%
HK$238,557
baseline
▲ 0.50% · 4.625%
HK$251,132
+HK$12,575/mo
Deposit HK$44.61M · loan HK$44.61M · min. income ≈ HK$477,114/mo (50% DSR)
Upfront cash ≈ HK$48.40M (deposit + AVD stamp duty HK$3,791,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,133
−HK$15,309/mo
▼ 0.25% · 3.875%
HK$251,727
−HK$7,715/mo
Today · 4.125%
HK$259,442
baseline
▲ 0.50% · 4.625%
HK$275,229
+HK$15,787/mo
Deposit HK$35.69M · loan HK$53.53M · min. income ≈ HK$518,884/mo (50% DSR)
Upfront cash ≈ HK$39.48M (deposit + AVD stamp duty HK$3,791,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,595
−HK$14,674/mo
▼ 0.25% · 3.875%
HK$278,879
−HK$7,390/mo
Today · 4.125%
HK$286,269
baseline
▲ 0.50% · 4.625%
HK$301,358
+HK$15,089/mo
Deposit HK$35.69M · loan HK$53.53M · min. income ≈ HK$572,538/mo (50% DSR)
Upfront cash ≈ HK$39.48M (deposit + AVD stamp duty HK$3,791,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,822
−HK$17,860/mo
▼ 0.25% · 3.875%
HK$293,681
−HK$9,001/mo
Today · 4.125%
HK$302,682
baseline
▲ 0.50% · 4.625%
HK$321,100
+HK$18,418/mo
Deposit HK$26.77M · loan HK$62.45M · min. income ≈ HK$605,364/mo (50% DSR)
Upfront cash ≈ HK$30.56M (deposit + AVD stamp duty HK$3,791,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$316,861
−HK$17,119/mo
▼ 0.25% · 3.875%
HK$325,359
−HK$8,621/mo
Today · 4.125%
HK$333,980
baseline
▲ 0.50% · 4.625%
HK$351,585
+HK$17,605/mo
Deposit HK$26.77M · loan HK$62.45M · min. income ≈ HK$667,960/mo (50% DSR)
Upfront cash ≈ HK$30.56M (deposit + AVD stamp duty HK$3,791,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$366,199
−HK$22,964/mo
▼ 0.25% · 3.875%
HK$377,590
−HK$11,573/mo
Today · 4.125%
HK$389,163
baseline
▲ 0.50% · 4.625%
HK$412,843
+HK$23,680/mo
Deposit HK$8.92M · loan HK$80.30M · min. income ≈ HK$778,326/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$3,791,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$407,393
−HK$22,010/mo
▼ 0.25% · 3.875%
HK$418,319
−HK$11,084/mo
Today · 4.125%
HK$429,403
baseline
▲ 0.50% · 4.625%
HK$452,038
+HK$22,635/mo
Deposit HK$8.92M · loan HK$80.30M · min. income ≈ HK$858,806/mo (50% DSR)
Upfront cash ≈ HK$12.71M (deposit + AVD stamp duty HK$3,791,842 · Scale 2, in force from 26 Feb 2026)