LTV · monthly repayment
▼ 0.50% · 3.625%
HK$20,349
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$20,982
−HK$644/mo
Today · 4.125%
HK$21,626
baseline
▲ 0.50% · 4.625%
HK$22,941
+HK$1,315/mo
Deposit HK$4.46M · loan HK$4.46M · min. income ≈ HK$43,252/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,639
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$23,246
−HK$616/mo
Today · 4.125%
HK$23,862
baseline
▲ 0.50% · 4.625%
HK$25,119
+HK$1,257/mo
Deposit HK$4.46M · loan HK$4.46M · min. income ≈ HK$47,724/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,419
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$25,179
−HK$772/mo
Today · 4.125%
HK$25,951
baseline
▲ 0.50% · 4.625%
HK$27,530
+HK$1,579/mo
Deposit HK$3.57M · loan HK$5.35M · min. income ≈ HK$51,902/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$267,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,166
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$27,895
−HK$739/mo
Today · 4.125%
HK$28,634
baseline
▲ 0.50% · 4.625%
HK$30,143
+HK$1,509/mo
Deposit HK$3.57M · loan HK$5.35M · min. income ≈ HK$57,268/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$267,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,489
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$29,375
−HK$901/mo
Today · 4.125%
HK$30,276
baseline
▲ 0.50% · 4.625%
HK$32,118
+HK$1,842/mo
Deposit HK$2.68M · loan HK$6.25M · min. income ≈ HK$60,552/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$267,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,694
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$32,544
−HK$862/mo
Today · 4.125%
HK$33,406
baseline
▲ 0.50% · 4.625%
HK$35,167
+HK$1,761/mo
Deposit HK$2.68M · loan HK$6.25M · min. income ≈ HK$66,812/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$267,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,629
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$37,768
−HK$1,158/mo
Today · 4.125%
HK$38,926
baseline
▲ 0.50% · 4.625%
HK$41,295
+HK$2,369/mo
Deposit HK$892K · loan HK$8.03M · min. income ≈ HK$77,852/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,749
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$41,842
−HK$1,109/mo
Today · 4.125%
HK$42,951
baseline
▲ 0.50% · 4.625%
HK$45,215
+HK$2,264/mo
Deposit HK$892K · loan HK$8.03M · min. income ≈ HK$85,902/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,727 · Scale 2, in force from 26 Feb 2026)