LTV · monthly repayment
▼ 0.50% · 3.625%
HK$20,350
−HK$1,276/mo
▼ 0.25% · 3.875%
HK$20,983
−HK$643/mo
Today · 4.125%
HK$21,626
baseline
▲ 0.50% · 4.625%
HK$22,942
+HK$1,316/mo
Deposit HK$4.46M · loan HK$4.46M · min. income ≈ HK$43,252/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,639
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$23,247
−HK$616/mo
Today · 4.125%
HK$23,863
baseline
▲ 0.50% · 4.625%
HK$25,120
+HK$1,257/mo
Deposit HK$4.46M · loan HK$4.46M · min. income ≈ HK$47,726/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,420
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$25,180
−HK$772/mo
Today · 4.125%
HK$25,952
baseline
▲ 0.50% · 4.625%
HK$27,531
+HK$1,579/mo
Deposit HK$3.57M · loan HK$5.35M · min. income ≈ HK$51,904/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$267,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,167
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$27,896
−HK$739/mo
Today · 4.125%
HK$28,635
baseline
▲ 0.50% · 4.625%
HK$30,144
+HK$1,509/mo
Deposit HK$3.57M · loan HK$5.35M · min. income ≈ HK$57,270/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$267,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,490
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$29,376
−HK$901/mo
Today · 4.125%
HK$30,277
baseline
▲ 0.50% · 4.625%
HK$32,119
+HK$1,842/mo
Deposit HK$2.68M · loan HK$6.25M · min. income ≈ HK$60,554/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$267,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,695
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$32,545
−HK$863/mo
Today · 4.125%
HK$33,408
baseline
▲ 0.50% · 4.625%
HK$35,168
+HK$1,760/mo
Deposit HK$2.68M · loan HK$6.25M · min. income ≈ HK$66,816/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$267,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,630
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$37,770
−HK$1,157/mo
Today · 4.125%
HK$38,927
baseline
▲ 0.50% · 4.625%
HK$41,296
+HK$2,369/mo
Deposit HK$892K · loan HK$8.03M · min. income ≈ HK$77,854/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,751
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$41,844
−HK$1,109/mo
Today · 4.125%
HK$42,953
baseline
▲ 0.50% · 4.625%
HK$45,217
+HK$2,264/mo
Deposit HK$892K · loan HK$8.03M · min. income ≈ HK$85,906/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,736 · Scale 2, in force from 26 Feb 2026)