LTV · monthly repayment
▼ 0.50% · 3.625%
HK$20,352
−HK$1,276/mo
▼ 0.25% · 3.875%
HK$20,985
−HK$643/mo
Today · 4.125%
HK$21,628
baseline
▲ 0.50% · 4.625%
HK$22,944
+HK$1,316/mo
Deposit HK$4.46M · loan HK$4.46M · min. income ≈ HK$43,256/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,641
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$23,248
−HK$616/mo
Today · 4.125%
HK$23,864
baseline
▲ 0.50% · 4.625%
HK$25,122
+HK$1,258/mo
Deposit HK$4.46M · loan HK$4.46M · min. income ≈ HK$47,728/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,422
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$25,182
−HK$772/mo
Today · 4.125%
HK$25,954
baseline
▲ 0.50% · 4.625%
HK$27,533
+HK$1,579/mo
Deposit HK$3.57M · loan HK$5.36M · min. income ≈ HK$51,908/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$267,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,169
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$27,898
−HK$739/mo
Today · 4.125%
HK$28,637
baseline
▲ 0.50% · 4.625%
HK$30,147
+HK$1,510/mo
Deposit HK$3.57M · loan HK$5.36M · min. income ≈ HK$57,274/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$267,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,493
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$29,379
−HK$900/mo
Today · 4.125%
HK$30,279
baseline
▲ 0.50% · 4.625%
HK$32,122
+HK$1,843/mo
Deposit HK$2.68M · loan HK$6.25M · min. income ≈ HK$60,558/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$267,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,698
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$32,548
−HK$862/mo
Today · 4.125%
HK$33,410
baseline
▲ 0.50% · 4.625%
HK$35,171
+HK$1,761/mo
Deposit HK$2.68M · loan HK$6.25M · min. income ≈ HK$66,820/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$267,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,633
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$37,773
−HK$1,158/mo
Today · 4.125%
HK$38,931
baseline
▲ 0.50% · 4.625%
HK$41,299
+HK$2,368/mo
Deposit HK$893K · loan HK$8.03M · min. income ≈ HK$77,862/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,754
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$41,847
−HK$1,109/mo
Today · 4.125%
HK$42,956
baseline
▲ 0.50% · 4.625%
HK$45,220
+HK$2,264/mo
Deposit HK$893K · loan HK$8.03M · min. income ≈ HK$85,912/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,758 · Scale 2, in force from 26 Feb 2026)