LTV · monthly repayment
▼ 0.50% · 3.625%
HK$20,357
−HK$1,276/mo
▼ 0.25% · 3.875%
HK$20,990
−HK$643/mo
Today · 4.125%
HK$21,633
baseline
▲ 0.50% · 4.625%
HK$22,950
+HK$1,317/mo
Deposit HK$4.46M · loan HK$4.46M · min. income ≈ HK$43,266/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,647
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$23,254
−HK$616/mo
Today · 4.125%
HK$23,870
baseline
▲ 0.50% · 4.625%
HK$25,129
+HK$1,259/mo
Deposit HK$4.46M · loan HK$4.46M · min. income ≈ HK$47,740/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,428
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$25,188
−HK$772/mo
Today · 4.125%
HK$25,960
baseline
▲ 0.50% · 4.625%
HK$27,540
+HK$1,580/mo
Deposit HK$3.57M · loan HK$5.36M · min. income ≈ HK$51,920/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$267,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,176
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$27,905
−HK$739/mo
Today · 4.125%
HK$28,644
baseline
▲ 0.50% · 4.625%
HK$30,154
+HK$1,510/mo
Deposit HK$3.57M · loan HK$5.36M · min. income ≈ HK$57,288/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$267,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,500
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$29,386
−HK$901/mo
Today · 4.125%
HK$30,287
baseline
▲ 0.50% · 4.625%
HK$32,130
+HK$1,843/mo
Deposit HK$2.68M · loan HK$6.25M · min. income ≈ HK$60,574/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$267,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,706
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$32,556
−HK$863/mo
Today · 4.125%
HK$33,419
baseline
▲ 0.50% · 4.625%
HK$35,180
+HK$1,761/mo
Deposit HK$2.68M · loan HK$6.25M · min. income ≈ HK$66,838/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$267,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,642
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$37,782
−HK$1,158/mo
Today · 4.125%
HK$38,940
baseline
▲ 0.50% · 4.625%
HK$41,310
+HK$2,370/mo
Deposit HK$893K · loan HK$8.03M · min. income ≈ HK$77,880/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,764
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$41,858
−HK$1,109/mo
Today · 4.125%
HK$42,967
baseline
▲ 0.50% · 4.625%
HK$45,231
+HK$2,264/mo
Deposit HK$893K · loan HK$8.03M · min. income ≈ HK$85,934/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,824 · Scale 2, in force from 26 Feb 2026)