LTV · monthly repayment
▼ 0.50% · 3.625%
HK$20,359
−HK$1,276/mo
▼ 0.25% · 3.875%
HK$20,992
−HK$643/mo
Today · 4.125%
HK$21,635
baseline
▲ 0.50% · 4.625%
HK$22,952
+HK$1,317/mo
Deposit HK$4.46M · loan HK$4.46M · min. income ≈ HK$43,270/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,649
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$23,256
−HK$617/mo
Today · 4.125%
HK$23,873
baseline
▲ 0.50% · 4.625%
HK$25,131
+HK$1,258/mo
Deposit HK$4.46M · loan HK$4.46M · min. income ≈ HK$47,746/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,430
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$25,190
−HK$772/mo
Today · 4.125%
HK$25,962
baseline
▲ 0.50% · 4.625%
HK$27,542
+HK$1,580/mo
Deposit HK$3.57M · loan HK$5.36M · min. income ≈ HK$51,924/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$267,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,179
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$27,908
−HK$739/mo
Today · 4.125%
HK$28,647
baseline
▲ 0.50% · 4.625%
HK$30,157
+HK$1,510/mo
Deposit HK$3.57M · loan HK$5.36M · min. income ≈ HK$57,294/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$267,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,502
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$29,389
−HK$901/mo
Today · 4.125%
HK$30,290
baseline
▲ 0.50% · 4.625%
HK$32,133
+HK$1,843/mo
Deposit HK$2.68M · loan HK$6.25M · min. income ≈ HK$60,580/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$267,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,708
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$32,559
−HK$863/mo
Today · 4.125%
HK$33,422
baseline
▲ 0.50% · 4.625%
HK$35,183
+HK$1,761/mo
Deposit HK$2.68M · loan HK$6.25M · min. income ≈ HK$66,844/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$267,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,646
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$37,786
−HK$1,158/mo
Today · 4.125%
HK$38,944
baseline
▲ 0.50% · 4.625%
HK$41,313
+HK$2,369/mo
Deposit HK$893K · loan HK$8.04M · min. income ≈ HK$77,888/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,768
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$41,861
−HK$1,110/mo
Today · 4.125%
HK$42,971
baseline
▲ 0.50% · 4.625%
HK$45,236
+HK$2,265/mo
Deposit HK$893K · loan HK$8.04M · min. income ≈ HK$85,942/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,848 · Scale 2, in force from 26 Feb 2026)