LTV · monthly repayment
▼ 0.50% · 3.625%
HK$20,361
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$20,995
−HK$643/mo
Today · 4.125%
HK$21,638
baseline
▲ 0.50% · 4.625%
HK$22,955
+HK$1,317/mo
Deposit HK$4.46M · loan HK$4.46M · min. income ≈ HK$43,276/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,652
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$23,259
−HK$616/mo
Today · 4.125%
HK$23,875
baseline
▲ 0.50% · 4.625%
HK$25,134
+HK$1,259/mo
Deposit HK$4.46M · loan HK$4.46M · min. income ≈ HK$47,750/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,433
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$25,193
−HK$773/mo
Today · 4.125%
HK$25,966
baseline
▲ 0.50% · 4.625%
HK$27,546
+HK$1,580/mo
Deposit HK$3.57M · loan HK$5.36M · min. income ≈ HK$51,932/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$267,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,182
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$27,911
−HK$740/mo
Today · 4.125%
HK$28,651
baseline
▲ 0.50% · 4.625%
HK$30,161
+HK$1,510/mo
Deposit HK$3.57M · loan HK$5.36M · min. income ≈ HK$57,302/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$267,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,506
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$29,392
−HK$901/mo
Today · 4.125%
HK$30,293
baseline
▲ 0.50% · 4.625%
HK$32,137
+HK$1,844/mo
Deposit HK$2.68M · loan HK$6.25M · min. income ≈ HK$60,586/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$267,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,712
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$32,563
−HK$863/mo
Today · 4.125%
HK$33,426
baseline
▲ 0.50% · 4.625%
HK$35,188
+HK$1,762/mo
Deposit HK$2.68M · loan HK$6.25M · min. income ≈ HK$66,852/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$267,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,650
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$37,790
−HK$1,158/mo
Today · 4.125%
HK$38,948
baseline
▲ 0.50% · 4.625%
HK$41,318
+HK$2,370/mo
Deposit HK$893K · loan HK$8.04M · min. income ≈ HK$77,896/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,773
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$41,866
−HK$1,110/mo
Today · 4.125%
HK$42,976
baseline
▲ 0.50% · 4.625%
HK$45,241
+HK$2,265/mo
Deposit HK$893K · loan HK$8.04M · min. income ≈ HK$85,952/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,881 · Scale 2, in force from 26 Feb 2026)