LTV · monthly repayment
▼ 0.50% · 3.625%
HK$203,625
−HK$12,769/mo
▼ 0.25% · 3.875%
HK$209,959
−HK$6,435/mo
Today · 4.125%
HK$216,394
baseline
▲ 0.50% · 4.625%
HK$229,561
+HK$13,167/mo
Deposit HK$44.65M · loan HK$44.65M · min. income ≈ HK$432,788/mo (50% DSR)
Upfront cash ≈ HK$48.44M (deposit + AVD stamp duty HK$3,795,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,531
−HK$12,238/mo
▼ 0.25% · 3.875%
HK$232,606
−HK$6,163/mo
Today · 4.125%
HK$238,769
baseline
▲ 0.50% · 4.625%
HK$251,355
+HK$12,586/mo
Deposit HK$44.65M · loan HK$44.65M · min. income ≈ HK$477,538/mo (50% DSR)
Upfront cash ≈ HK$48.44M (deposit + AVD stamp duty HK$3,795,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,350
−HK$15,323/mo
▼ 0.25% · 3.875%
HK$251,951
−HK$7,722/mo
Today · 4.125%
HK$259,673
baseline
▲ 0.50% · 4.625%
HK$275,473
+HK$15,800/mo
Deposit HK$35.72M · loan HK$53.58M · min. income ≈ HK$519,346/mo (50% DSR)
Upfront cash ≈ HK$39.51M (deposit + AVD stamp duty HK$3,795,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,837
−HK$14,686/mo
▼ 0.25% · 3.875%
HK$279,127
−HK$7,396/mo
Today · 4.125%
HK$286,523
baseline
▲ 0.50% · 4.625%
HK$301,626
+HK$15,103/mo
Deposit HK$35.72M · loan HK$53.58M · min. income ≈ HK$573,046/mo (50% DSR)
Upfront cash ≈ HK$39.51M (deposit + AVD stamp duty HK$3,795,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$285,075
−HK$17,877/mo
▼ 0.25% · 3.875%
HK$293,942
−HK$9,010/mo
Today · 4.125%
HK$302,952
baseline
▲ 0.50% · 4.625%
HK$321,386
+HK$18,434/mo
Deposit HK$26.79M · loan HK$62.51M · min. income ≈ HK$605,904/mo (50% DSR)
Upfront cash ≈ HK$30.58M (deposit + AVD stamp duty HK$3,795,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$317,143
−HK$17,134/mo
▼ 0.25% · 3.875%
HK$325,649
−HK$8,628/mo
Today · 4.125%
HK$334,277
baseline
▲ 0.50% · 4.625%
HK$351,898
+HK$17,621/mo
Deposit HK$26.79M · loan HK$62.51M · min. income ≈ HK$668,554/mo (50% DSR)
Upfront cash ≈ HK$30.58M (deposit + AVD stamp duty HK$3,795,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$366,525
−HK$22,984/mo
▼ 0.25% · 3.875%
HK$377,926
−HK$11,583/mo
Today · 4.125%
HK$389,509
baseline
▲ 0.50% · 4.625%
HK$413,210
+HK$23,701/mo
Deposit HK$8.93M · loan HK$80.37M · min. income ≈ HK$779,018/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$3,795,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$407,755
−HK$22,030/mo
▼ 0.25% · 3.875%
HK$418,691
−HK$11,094/mo
Today · 4.125%
HK$429,785
baseline
▲ 0.50% · 4.625%
HK$452,440
+HK$22,655/mo
Deposit HK$8.93M · loan HK$80.37M · min. income ≈ HK$859,570/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$3,795,215 · Scale 2, in force from 26 Feb 2026)