LTV · monthly repayment
▼ 0.50% · 3.625%
HK$203,708
−HK$12,774/mo
▼ 0.25% · 3.875%
HK$210,044
−HK$6,438/mo
Today · 4.125%
HK$216,482
baseline
▲ 0.50% · 4.625%
HK$229,654
+HK$13,172/mo
Deposit HK$44.67M · loan HK$44.67M · min. income ≈ HK$432,964/mo (50% DSR)
Upfront cash ≈ HK$48.46M (deposit + AVD stamp duty HK$3,796,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,623
−HK$12,243/mo
▼ 0.25% · 3.875%
HK$232,701
−HK$6,165/mo
Today · 4.125%
HK$238,866
baseline
▲ 0.50% · 4.625%
HK$251,457
+HK$12,591/mo
Deposit HK$44.67M · loan HK$44.67M · min. income ≈ HK$477,732/mo (50% DSR)
Upfront cash ≈ HK$48.46M (deposit + AVD stamp duty HK$3,796,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,449
−HK$15,329/mo
▼ 0.25% · 3.875%
HK$252,053
−HK$7,725/mo
Today · 4.125%
HK$259,778
baseline
▲ 0.50% · 4.625%
HK$275,585
+HK$15,807/mo
Deposit HK$35.73M · loan HK$53.60M · min. income ≈ HK$519,556/mo (50% DSR)
Upfront cash ≈ HK$39.53M (deposit + AVD stamp duty HK$3,796,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,947
−HK$14,693/mo
▼ 0.25% · 3.875%
HK$279,241
−HK$7,399/mo
Today · 4.125%
HK$286,640
baseline
▲ 0.50% · 4.625%
HK$301,749
+HK$15,109/mo
Deposit HK$35.73M · loan HK$53.60M · min. income ≈ HK$573,280/mo (50% DSR)
Upfront cash ≈ HK$39.53M (deposit + AVD stamp duty HK$3,796,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$285,191
−HK$17,884/mo
▼ 0.25% · 3.875%
HK$294,062
−HK$9,013/mo
Today · 4.125%
HK$303,075
baseline
▲ 0.50% · 4.625%
HK$321,516
+HK$18,441/mo
Deposit HK$26.80M · loan HK$62.53M · min. income ≈ HK$606,150/mo (50% DSR)
Upfront cash ≈ HK$30.60M (deposit + AVD stamp duty HK$3,796,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$317,272
−HK$17,141/mo
▼ 0.25% · 3.875%
HK$325,781
−HK$8,632/mo
Today · 4.125%
HK$334,413
baseline
▲ 0.50% · 4.625%
HK$352,040
+HK$17,627/mo
Deposit HK$26.80M · loan HK$62.53M · min. income ≈ HK$668,826/mo (50% DSR)
Upfront cash ≈ HK$30.60M (deposit + AVD stamp duty HK$3,796,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$366,674
−HK$22,993/mo
▼ 0.25% · 3.875%
HK$378,079
−HK$11,588/mo
Today · 4.125%
HK$389,667
baseline
▲ 0.50% · 4.625%
HK$413,378
+HK$23,711/mo
Deposit HK$8.93M · loan HK$80.40M · min. income ≈ HK$779,334/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$3,796,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$407,921
−HK$22,039/mo
▼ 0.25% · 3.875%
HK$418,861
−HK$11,099/mo
Today · 4.125%
HK$429,960
baseline
▲ 0.50% · 4.625%
HK$452,623
+HK$22,663/mo
Deposit HK$8.93M · loan HK$80.40M · min. income ≈ HK$859,920/mo (50% DSR)
Upfront cash ≈ HK$12.73M (deposit + AVD stamp duty HK$3,796,756 · Scale 2, in force from 26 Feb 2026)