LTV · monthly repayment
▼ 0.50% · 3.625%
HK$20,378
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$21,011
−HK$644/mo
Today · 4.125%
HK$21,655
baseline
▲ 0.50% · 4.625%
HK$22,973
+HK$1,318/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$43,310/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$268,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,670
−HK$1,225/mo
▼ 0.25% · 3.875%
HK$23,278
−HK$617/mo
Today · 4.125%
HK$23,895
baseline
▲ 0.50% · 4.625%
HK$25,154
+HK$1,259/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$47,790/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$268,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,453
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$25,214
−HK$772/mo
Today · 4.125%
HK$25,986
baseline
▲ 0.50% · 4.625%
HK$27,568
+HK$1,582/mo
Deposit HK$3.57M · loan HK$5.36M · min. income ≈ HK$51,972/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$268,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,204
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$27,933
−HK$741/mo
Today · 4.125%
HK$28,674
baseline
▲ 0.50% · 4.625%
HK$30,185
+HK$1,511/mo
Deposit HK$3.57M · loan HK$5.36M · min. income ≈ HK$57,348/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$268,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,529
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$29,416
−HK$902/mo
Today · 4.125%
HK$30,318
baseline
▲ 0.50% · 4.625%
HK$32,162
+HK$1,844/mo
Deposit HK$2.68M · loan HK$6.26M · min. income ≈ HK$60,636/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$268,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,738
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$32,589
−HK$863/mo
Today · 4.125%
HK$33,452
baseline
▲ 0.50% · 4.625%
HK$35,216
+HK$1,764/mo
Deposit HK$2.68M · loan HK$6.26M · min. income ≈ HK$66,904/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$268,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,680
−HK$2,300/mo
▼ 0.25% · 3.875%
HK$37,821
−HK$1,159/mo
Today · 4.125%
HK$38,980
baseline
▲ 0.50% · 4.625%
HK$41,352
+HK$2,372/mo
Deposit HK$894K · loan HK$8.04M · min. income ≈ HK$77,960/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,806
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$41,900
−HK$1,110/mo
Today · 4.125%
HK$43,010
baseline
▲ 0.50% · 4.625%
HK$45,277
+HK$2,267/mo
Deposit HK$894K · loan HK$8.04M · min. income ≈ HK$86,020/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,096 · Scale 2, in force from 26 Feb 2026)