LTV · monthly repayment
▼ 0.50% · 3.625%
HK$203,830
−HK$12,781/mo
▼ 0.25% · 3.875%
HK$210,170
−HK$6,441/mo
Today · 4.125%
HK$216,611
baseline
▲ 0.50% · 4.625%
HK$229,792
+HK$13,181/mo
Deposit HK$44.69M · loan HK$44.69M · min. income ≈ HK$433,222/mo (50% DSR)
Upfront cash ≈ HK$48.49M (deposit + AVD stamp duty HK$3,799,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,758
−HK$12,251/mo
▼ 0.25% · 3.875%
HK$232,840
−HK$6,169/mo
Today · 4.125%
HK$239,009
baseline
▲ 0.50% · 4.625%
HK$251,608
+HK$12,599/mo
Deposit HK$44.69M · loan HK$44.69M · min. income ≈ HK$478,018/mo (50% DSR)
Upfront cash ≈ HK$48.49M (deposit + AVD stamp duty HK$3,799,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,595
−HK$15,339/mo
▼ 0.25% · 3.875%
HK$252,204
−HK$7,730/mo
Today · 4.125%
HK$259,934
baseline
▲ 0.50% · 4.625%
HK$275,750
+HK$15,816/mo
Deposit HK$35.76M · loan HK$53.63M · min. income ≈ HK$519,868/mo (50% DSR)
Upfront cash ≈ HK$39.55M (deposit + AVD stamp duty HK$3,799,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,110
−HK$14,701/mo
▼ 0.25% · 3.875%
HK$279,408
−HK$7,403/mo
Today · 4.125%
HK$286,811
baseline
▲ 0.50% · 4.625%
HK$301,929
+HK$15,118/mo
Deposit HK$35.76M · loan HK$53.63M · min. income ≈ HK$573,622/mo (50% DSR)
Upfront cash ≈ HK$39.55M (deposit + AVD stamp duty HK$3,799,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$285,361
−HK$17,895/mo
▼ 0.25% · 3.875%
HK$294,238
−HK$9,018/mo
Today · 4.125%
HK$303,256
baseline
▲ 0.50% · 4.625%
HK$321,708
+HK$18,452/mo
Deposit HK$26.82M · loan HK$62.57M · min. income ≈ HK$606,512/mo (50% DSR)
Upfront cash ≈ HK$30.62M (deposit + AVD stamp duty HK$3,799,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$317,462
−HK$17,151/mo
▼ 0.25% · 3.875%
HK$325,976
−HK$8,637/mo
Today · 4.125%
HK$334,613
baseline
▲ 0.50% · 4.625%
HK$352,251
+HK$17,638/mo
Deposit HK$26.82M · loan HK$62.57M · min. income ≈ HK$669,226/mo (50% DSR)
Upfront cash ≈ HK$30.62M (deposit + AVD stamp duty HK$3,799,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$366,893
−HK$23,008/mo
▼ 0.25% · 3.875%
HK$378,306
−HK$11,595/mo
Today · 4.125%
HK$389,901
baseline
▲ 0.50% · 4.625%
HK$413,625
+HK$23,724/mo
Deposit HK$8.94M · loan HK$80.45M · min. income ≈ HK$779,802/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$3,799,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$408,165
−HK$22,052/mo
▼ 0.25% · 3.875%
HK$419,112
−HK$11,105/mo
Today · 4.125%
HK$430,217
baseline
▲ 0.50% · 4.625%
HK$452,894
+HK$22,677/mo
Deposit HK$8.94M · loan HK$80.45M · min. income ≈ HK$860,434/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$3,799,027 · Scale 2, in force from 26 Feb 2026)