LTV · monthly repayment
▼ 0.50% · 3.625%
HK$203,846
−HK$12,783/mo
▼ 0.25% · 3.875%
HK$210,186
−HK$6,443/mo
Today · 4.125%
HK$216,629
baseline
▲ 0.50% · 4.625%
HK$229,810
+HK$13,181/mo
Deposit HK$44.70M · loan HK$44.70M · min. income ≈ HK$433,258/mo (50% DSR)
Upfront cash ≈ HK$48.50M (deposit + AVD stamp duty HK$3,799,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,776
−HK$12,252/mo
▼ 0.25% · 3.875%
HK$232,858
−HK$6,170/mo
Today · 4.125%
HK$239,028
baseline
▲ 0.50% · 4.625%
HK$251,628
+HK$12,600/mo
Deposit HK$44.70M · loan HK$44.70M · min. income ≈ HK$478,056/mo (50% DSR)
Upfront cash ≈ HK$48.50M (deposit + AVD stamp duty HK$3,799,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,615
−HK$15,339/mo
▼ 0.25% · 3.875%
HK$252,224
−HK$7,730/mo
Today · 4.125%
HK$259,954
baseline
▲ 0.50% · 4.625%
HK$275,772
+HK$15,818/mo
Deposit HK$35.76M · loan HK$53.64M · min. income ≈ HK$519,908/mo (50% DSR)
Upfront cash ≈ HK$39.56M (deposit + AVD stamp duty HK$3,799,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,131
−HK$14,703/mo
▼ 0.25% · 3.875%
HK$279,430
−HK$7,404/mo
Today · 4.125%
HK$286,834
baseline
▲ 0.50% · 4.625%
HK$301,953
+HK$15,119/mo
Deposit HK$35.76M · loan HK$53.64M · min. income ≈ HK$573,668/mo (50% DSR)
Upfront cash ≈ HK$39.56M (deposit + AVD stamp duty HK$3,799,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$285,384
−HK$17,896/mo
▼ 0.25% · 3.875%
HK$294,261
−HK$9,019/mo
Today · 4.125%
HK$303,280
baseline
▲ 0.50% · 4.625%
HK$321,734
+HK$18,454/mo
Deposit HK$26.82M · loan HK$62.58M · min. income ≈ HK$606,560/mo (50% DSR)
Upfront cash ≈ HK$30.62M (deposit + AVD stamp duty HK$3,799,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$317,487
−HK$17,153/mo
▼ 0.25% · 3.875%
HK$326,002
−HK$8,638/mo
Today · 4.125%
HK$334,640
baseline
▲ 0.50% · 4.625%
HK$352,279
+HK$17,639/mo
Deposit HK$26.82M · loan HK$62.58M · min. income ≈ HK$669,280/mo (50% DSR)
Upfront cash ≈ HK$30.62M (deposit + AVD stamp duty HK$3,799,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$366,922
−HK$23,009/mo
▼ 0.25% · 3.875%
HK$378,336
−HK$11,595/mo
Today · 4.125%
HK$389,931
baseline
▲ 0.50% · 4.625%
HK$413,658
+HK$23,727/mo
Deposit HK$8.94M · loan HK$80.46M · min. income ≈ HK$779,862/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$3,799,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$408,197
−HK$22,054/mo
▼ 0.25% · 3.875%
HK$419,145
−HK$11,106/mo
Today · 4.125%
HK$430,251
baseline
▲ 0.50% · 4.625%
HK$452,930
+HK$22,679/mo
Deposit HK$8.94M · loan HK$80.46M · min. income ≈ HK$860,502/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$3,799,328 · Scale 2, in force from 26 Feb 2026)