LTV · monthly repayment
▼ 0.50% · 3.625%
HK$20,398
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$21,033
−HK$644/mo
Today · 4.125%
HK$21,677
baseline
▲ 0.50% · 4.625%
HK$22,997
+HK$1,320/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$43,354/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$268,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,693
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$23,302
−HK$617/mo
Today · 4.125%
HK$23,919
baseline
▲ 0.50% · 4.625%
HK$25,180
+HK$1,261/mo
Deposit HK$4.47M · loan HK$4.47M · min. income ≈ HK$47,838/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$268,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,478
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$25,239
−HK$774/mo
Today · 4.125%
HK$26,013
baseline
▲ 0.50% · 4.625%
HK$27,596
+HK$1,583/mo
Deposit HK$3.58M · loan HK$5.37M · min. income ≈ HK$52,026/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,232
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$27,962
−HK$741/mo
Today · 4.125%
HK$28,703
baseline
▲ 0.50% · 4.625%
HK$30,216
+HK$1,513/mo
Deposit HK$3.58M · loan HK$5.37M · min. income ≈ HK$57,406/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,558
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$29,446
−HK$902/mo
Today · 4.125%
HK$30,348
baseline
▲ 0.50% · 4.625%
HK$32,195
+HK$1,847/mo
Deposit HK$2.68M · loan HK$6.26M · min. income ≈ HK$60,696/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$268,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,770
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$32,622
−HK$865/mo
Today · 4.125%
HK$33,487
baseline
▲ 0.50% · 4.625%
HK$35,252
+HK$1,765/mo
Deposit HK$2.68M · loan HK$6.26M · min. income ≈ HK$66,974/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$268,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,717
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$37,859
−HK$1,160/mo
Today · 4.125%
HK$39,019
baseline
▲ 0.50% · 4.625%
HK$41,394
+HK$2,375/mo
Deposit HK$895K · loan HK$8.05M · min. income ≈ HK$78,038/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,847
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$41,943
−HK$1,111/mo
Today · 4.125%
HK$43,054
baseline
▲ 0.50% · 4.625%
HK$45,324
+HK$2,270/mo
Deposit HK$895K · loan HK$8.05M · min. income ≈ HK$86,108/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,370 · Scale 2, in force from 26 Feb 2026)