LTV · monthly repayment
▼ 0.50% · 3.625%
HK$204,070
−HK$12,797/mo
▼ 0.25% · 3.875%
HK$210,417
−HK$6,450/mo
Today · 4.125%
HK$216,867
baseline
▲ 0.50% · 4.625%
HK$230,062
+HK$13,195/mo
Deposit HK$44.75M · loan HK$44.75M · min. income ≈ HK$433,734/mo (50% DSR)
Upfront cash ≈ HK$48.55M (deposit + AVD stamp duty HK$3,803,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,025
−HK$12,266/mo
▼ 0.25% · 3.875%
HK$233,114
−HK$6,177/mo
Today · 4.125%
HK$239,291
baseline
▲ 0.50% · 4.625%
HK$251,904
+HK$12,613/mo
Deposit HK$44.75M · loan HK$44.75M · min. income ≈ HK$478,582/mo (50% DSR)
Upfront cash ≈ HK$48.55M (deposit + AVD stamp duty HK$3,803,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,884
−HK$15,356/mo
▼ 0.25% · 3.875%
HK$252,501
−HK$7,739/mo
Today · 4.125%
HK$260,240
baseline
▲ 0.50% · 4.625%
HK$276,075
+HK$15,835/mo
Deposit HK$35.80M · loan HK$53.70M · min. income ≈ HK$520,480/mo (50% DSR)
Upfront cash ≈ HK$39.60M (deposit + AVD stamp duty HK$3,803,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,431
−HK$14,718/mo
▼ 0.25% · 3.875%
HK$279,737
−HK$7,412/mo
Today · 4.125%
HK$287,149
baseline
▲ 0.50% · 4.625%
HK$302,285
+HK$15,136/mo
Deposit HK$35.80M · loan HK$53.70M · min. income ≈ HK$574,298/mo (50% DSR)
Upfront cash ≈ HK$39.60M (deposit + AVD stamp duty HK$3,803,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$285,698
−HK$17,915/mo
▼ 0.25% · 3.875%
HK$294,584
−HK$9,029/mo
Today · 4.125%
HK$303,613
baseline
▲ 0.50% · 4.625%
HK$322,087
+HK$18,474/mo
Deposit HK$26.85M · loan HK$62.65M · min. income ≈ HK$607,226/mo (50% DSR)
Upfront cash ≈ HK$30.65M (deposit + AVD stamp duty HK$3,803,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$317,836
−HK$17,171/mo
▼ 0.25% · 3.875%
HK$326,360
−HK$8,647/mo
Today · 4.125%
HK$335,007
baseline
▲ 0.50% · 4.625%
HK$352,666
+HK$17,659/mo
Deposit HK$26.85M · loan HK$62.65M · min. income ≈ HK$670,014/mo (50% DSR)
Upfront cash ≈ HK$30.65M (deposit + AVD stamp duty HK$3,803,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$367,325
−HK$23,035/mo
▼ 0.25% · 3.875%
HK$378,751
−HK$11,609/mo
Today · 4.125%
HK$390,360
baseline
▲ 0.50% · 4.625%
HK$414,112
+HK$23,752/mo
Deposit HK$8.95M · loan HK$80.54M · min. income ≈ HK$780,720/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$3,803,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$408,646
−HK$22,078/mo
▼ 0.25% · 3.875%
HK$419,605
−HK$11,119/mo
Today · 4.125%
HK$430,724
baseline
▲ 0.50% · 4.625%
HK$453,428
+HK$22,704/mo
Deposit HK$8.95M · loan HK$80.54M · min. income ≈ HK$861,448/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$3,803,503 · Scale 2, in force from 26 Feb 2026)