LTV · monthly repayment
▼ 0.50% · 3.625%
HK$204,345
−HK$12,815/mo
▼ 0.25% · 3.875%
HK$210,702
−HK$6,458/mo
Today · 4.125%
HK$217,160
baseline
▲ 0.50% · 4.625%
HK$230,373
+HK$13,213/mo
Deposit HK$44.81M · loan HK$44.81M · min. income ≈ HK$434,320/mo (50% DSR)
Upfront cash ≈ HK$48.62M (deposit + AVD stamp duty HK$3,808,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,332
−HK$12,282/mo
▼ 0.25% · 3.875%
HK$233,429
−HK$6,185/mo
Today · 4.125%
HK$239,614
baseline
▲ 0.50% · 4.625%
HK$252,245
+HK$12,631/mo
Deposit HK$44.81M · loan HK$44.81M · min. income ≈ HK$479,228/mo (50% DSR)
Upfront cash ≈ HK$48.62M (deposit + AVD stamp duty HK$3,808,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,214
−HK$15,378/mo
▼ 0.25% · 3.875%
HK$252,842
−HK$7,750/mo
Today · 4.125%
HK$260,592
baseline
▲ 0.50% · 4.625%
HK$276,448
+HK$15,856/mo
Deposit HK$35.85M · loan HK$53.77M · min. income ≈ HK$521,184/mo (50% DSR)
Upfront cash ≈ HK$39.65M (deposit + AVD stamp duty HK$3,808,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,799
−HK$14,738/mo
▼ 0.25% · 3.875%
HK$280,115
−HK$7,422/mo
Today · 4.125%
HK$287,537
baseline
▲ 0.50% · 4.625%
HK$302,694
+HK$15,157/mo
Deposit HK$35.85M · loan HK$53.77M · min. income ≈ HK$575,074/mo (50% DSR)
Upfront cash ≈ HK$39.65M (deposit + AVD stamp duty HK$3,808,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,084
−HK$17,939/mo
▼ 0.25% · 3.875%
HK$294,982
−HK$9,041/mo
Today · 4.125%
HK$304,023
baseline
▲ 0.50% · 4.625%
HK$322,523
+HK$18,500/mo
Deposit HK$26.88M · loan HK$62.73M · min. income ≈ HK$608,046/mo (50% DSR)
Upfront cash ≈ HK$30.69M (deposit + AVD stamp duty HK$3,808,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$318,265
−HK$17,195/mo
▼ 0.25% · 3.875%
HK$326,801
−HK$8,659/mo
Today · 4.125%
HK$335,460
baseline
▲ 0.50% · 4.625%
HK$353,142
+HK$17,682/mo
Deposit HK$26.88M · loan HK$62.73M · min. income ≈ HK$670,920/mo (50% DSR)
Upfront cash ≈ HK$30.69M (deposit + AVD stamp duty HK$3,808,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$367,822
−HK$23,065/mo
▼ 0.25% · 3.875%
HK$379,263
−HK$11,624/mo
Today · 4.125%
HK$390,887
baseline
▲ 0.50% · 4.625%
HK$414,672
+HK$23,785/mo
Deposit HK$8.96M · loan HK$80.65M · min. income ≈ HK$781,774/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$3,808,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$409,198
−HK$22,108/mo
▼ 0.25% · 3.875%
HK$420,172
−HK$11,134/mo
Today · 4.125%
HK$431,306
baseline
▲ 0.50% · 4.625%
HK$454,040
+HK$22,734/mo
Deposit HK$8.96M · loan HK$80.65M · min. income ≈ HK$862,612/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$3,808,642 · Scale 2, in force from 26 Feb 2026)