LTV · monthly repayment
▼ 0.50% · 3.625%
HK$20,437
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$21,073
−HK$645/mo
Today · 4.125%
HK$21,718
baseline
▲ 0.50% · 4.625%
HK$23,040
+HK$1,322/mo
Deposit HK$4.48M · loan HK$4.48M · min. income ≈ HK$43,436/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$268,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,736
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$23,346
−HK$618/mo
Today · 4.125%
HK$23,964
baseline
▲ 0.50% · 4.625%
HK$25,227
+HK$1,263/mo
Deposit HK$4.48M · loan HK$4.48M · min. income ≈ HK$47,928/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$268,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,524
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$25,287
−HK$775/mo
Today · 4.125%
HK$26,062
baseline
▲ 0.50% · 4.625%
HK$27,648
+HK$1,586/mo
Deposit HK$3.59M · loan HK$5.38M · min. income ≈ HK$52,124/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,283
−HK$1,474/mo
▼ 0.25% · 3.875%
HK$28,015
−HK$742/mo
Today · 4.125%
HK$28,757
baseline
▲ 0.50% · 4.625%
HK$30,273
+HK$1,516/mo
Deposit HK$3.59M · loan HK$5.38M · min. income ≈ HK$57,514/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,612
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$29,502
−HK$904/mo
Today · 4.125%
HK$30,406
baseline
▲ 0.50% · 4.625%
HK$32,256
+HK$1,850/mo
Deposit HK$2.69M · loan HK$6.27M · min. income ≈ HK$60,812/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$268,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,830
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$32,684
−HK$866/mo
Today · 4.125%
HK$33,550
baseline
▲ 0.50% · 4.625%
HK$35,318
+HK$1,768/mo
Deposit HK$2.69M · loan HK$6.27M · min. income ≈ HK$67,100/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$268,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,786
−HK$2,307/mo
▼ 0.25% · 3.875%
HK$37,931
−HK$1,162/mo
Today · 4.125%
HK$39,093
baseline
▲ 0.50% · 4.625%
HK$41,472
+HK$2,379/mo
Deposit HK$896K · loan HK$8.07M · min. income ≈ HK$78,186/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$268,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,925
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$42,022
−HK$1,114/mo
Today · 4.125%
HK$43,136
baseline
▲ 0.50% · 4.625%
HK$45,409
+HK$2,273/mo
Deposit HK$896K · loan HK$8.07M · min. income ≈ HK$86,272/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$268,877 · Scale 2, in force from 26 Feb 2026)