LTV · monthly repayment
▼ 0.50% · 3.625%
HK$204,371
−HK$12,816/mo
▼ 0.25% · 3.875%
HK$210,728
−HK$6,459/mo
Today · 4.125%
HK$217,187
baseline
▲ 0.50% · 4.625%
HK$230,402
+HK$13,215/mo
Deposit HK$44.81M · loan HK$44.81M · min. income ≈ HK$434,374/mo (50% DSR)
Upfront cash ≈ HK$48.62M (deposit + AVD stamp duty HK$3,809,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,361
−HK$12,283/mo
▼ 0.25% · 3.875%
HK$233,458
−HK$6,186/mo
Today · 4.125%
HK$239,644
baseline
▲ 0.50% · 4.625%
HK$252,276
+HK$12,632/mo
Deposit HK$44.81M · loan HK$44.81M · min. income ≈ HK$479,288/mo (50% DSR)
Upfront cash ≈ HK$48.62M (deposit + AVD stamp duty HK$3,809,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,245
−HK$15,379/mo
▼ 0.25% · 3.875%
HK$252,874
−HK$7,750/mo
Today · 4.125%
HK$260,624
baseline
▲ 0.50% · 4.625%
HK$276,483
+HK$15,859/mo
Deposit HK$35.85M · loan HK$53.78M · min. income ≈ HK$521,248/mo (50% DSR)
Upfront cash ≈ HK$39.66M (deposit + AVD stamp duty HK$3,809,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,833
−HK$14,740/mo
▼ 0.25% · 3.875%
HK$280,150
−HK$7,423/mo
Today · 4.125%
HK$287,573
baseline
▲ 0.50% · 4.625%
HK$302,732
+HK$15,159/mo
Deposit HK$35.85M · loan HK$53.78M · min. income ≈ HK$575,146/mo (50% DSR)
Upfront cash ≈ HK$39.66M (deposit + AVD stamp duty HK$3,809,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,120
−HK$17,942/mo
▼ 0.25% · 3.875%
HK$295,019
−HK$9,043/mo
Today · 4.125%
HK$304,062
baseline
▲ 0.50% · 4.625%
HK$322,563
+HK$18,501/mo
Deposit HK$26.89M · loan HK$62.74M · min. income ≈ HK$608,124/mo (50% DSR)
Upfront cash ≈ HK$30.70M (deposit + AVD stamp duty HK$3,809,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$318,305
−HK$17,197/mo
▼ 0.25% · 3.875%
HK$326,842
−HK$8,660/mo
Today · 4.125%
HK$335,502
baseline
▲ 0.50% · 4.625%
HK$353,187
+HK$17,685/mo
Deposit HK$26.89M · loan HK$62.74M · min. income ≈ HK$671,004/mo (50% DSR)
Upfront cash ≈ HK$30.70M (deposit + AVD stamp duty HK$3,809,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$367,868
−HK$23,069/mo
▼ 0.25% · 3.875%
HK$379,311
−HK$11,626/mo
Today · 4.125%
HK$390,937
baseline
▲ 0.50% · 4.625%
HK$414,724
+HK$23,787/mo
Deposit HK$8.96M · loan HK$80.66M · min. income ≈ HK$781,874/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$3,809,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$409,249
−HK$22,111/mo
▼ 0.25% · 3.875%
HK$420,225
−HK$11,135/mo
Today · 4.125%
HK$431,360
baseline
▲ 0.50% · 4.625%
HK$454,097
+HK$22,737/mo
Deposit HK$8.96M · loan HK$80.66M · min. income ≈ HK$862,720/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$3,809,121 · Scale 2, in force from 26 Feb 2026)