LTV · monthly repayment
▼ 0.50% · 3.625%
HK$204,566
−HK$12,828/mo
▼ 0.25% · 3.875%
HK$210,929
−HK$6,465/mo
Today · 4.125%
HK$217,394
baseline
▲ 0.50% · 4.625%
HK$230,622
+HK$13,228/mo
Deposit HK$44.86M · loan HK$44.86M · min. income ≈ HK$434,788/mo (50% DSR)
Upfront cash ≈ HK$48.67M (deposit + AVD stamp duty HK$3,812,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,578
−HK$12,295/mo
▼ 0.25% · 3.875%
HK$233,681
−HK$6,192/mo
Today · 4.125%
HK$239,873
baseline
▲ 0.50% · 4.625%
HK$252,517
+HK$12,644/mo
Deposit HK$44.86M · loan HK$44.86M · min. income ≈ HK$479,746/mo (50% DSR)
Upfront cash ≈ HK$48.67M (deposit + AVD stamp duty HK$3,812,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,479
−HK$15,394/mo
▼ 0.25% · 3.875%
HK$253,115
−HK$7,758/mo
Today · 4.125%
HK$260,873
baseline
▲ 0.50% · 4.625%
HK$276,746
+HK$15,873/mo
Deposit HK$35.88M · loan HK$53.83M · min. income ≈ HK$521,746/mo (50% DSR)
Upfront cash ≈ HK$39.70M (deposit + AVD stamp duty HK$3,812,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,093
−HK$14,755/mo
▼ 0.25% · 3.875%
HK$280,417
−HK$7,431/mo
Today · 4.125%
HK$287,848
baseline
▲ 0.50% · 4.625%
HK$303,020
+HK$15,172/mo
Deposit HK$35.88M · loan HK$53.83M · min. income ≈ HK$575,696/mo (50% DSR)
Upfront cash ≈ HK$39.70M (deposit + AVD stamp duty HK$3,812,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,392
−HK$17,960/mo
▼ 0.25% · 3.875%
HK$295,301
−HK$9,051/mo
Today · 4.125%
HK$304,352
baseline
▲ 0.50% · 4.625%
HK$322,871
+HK$18,519/mo
Deposit HK$26.91M · loan HK$62.80M · min. income ≈ HK$608,704/mo (50% DSR)
Upfront cash ≈ HK$30.73M (deposit + AVD stamp duty HK$3,812,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$318,609
−HK$17,213/mo
▼ 0.25% · 3.875%
HK$327,154
−HK$8,668/mo
Today · 4.125%
HK$335,822
baseline
▲ 0.50% · 4.625%
HK$353,524
+HK$17,702/mo
Deposit HK$26.91M · loan HK$62.80M · min. income ≈ HK$671,644/mo (50% DSR)
Upfront cash ≈ HK$30.73M (deposit + AVD stamp duty HK$3,812,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$368,219
−HK$23,090/mo
▼ 0.25% · 3.875%
HK$379,673
−HK$11,636/mo
Today · 4.125%
HK$391,309
baseline
▲ 0.50% · 4.625%
HK$415,120
+HK$23,811/mo
Deposit HK$8.97M · loan HK$80.74M · min. income ≈ HK$782,618/mo (50% DSR)
Upfront cash ≈ HK$12.78M (deposit + AVD stamp duty HK$3,812,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$409,640
−HK$22,131/mo
▼ 0.25% · 3.875%
HK$420,626
−HK$11,145/mo
Today · 4.125%
HK$431,771
baseline
▲ 0.50% · 4.625%
HK$454,531
+HK$22,760/mo
Deposit HK$8.97M · loan HK$80.74M · min. income ≈ HK$863,542/mo (50% DSR)
Upfront cash ≈ HK$12.78M (deposit + AVD stamp duty HK$3,812,755 · Scale 2, in force from 26 Feb 2026)