LTV · monthly repayment
▼ 0.50% · 3.625%
HK$204,615
−HK$12,831/mo
▼ 0.25% · 3.875%
HK$210,980
−HK$6,466/mo
Today · 4.125%
HK$217,446
baseline
▲ 0.50% · 4.625%
HK$230,677
+HK$13,231/mo
Deposit HK$44.87M · loan HK$44.87M · min. income ≈ HK$434,892/mo (50% DSR)
Upfront cash ≈ HK$48.68M (deposit + AVD stamp duty HK$3,813,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,632
−HK$12,298/mo
▼ 0.25% · 3.875%
HK$233,737
−HK$6,193/mo
Today · 4.125%
HK$239,930
baseline
▲ 0.50% · 4.625%
HK$252,577
+HK$12,647/mo
Deposit HK$44.87M · loan HK$44.87M · min. income ≈ HK$479,860/mo (50% DSR)
Upfront cash ≈ HK$48.68M (deposit + AVD stamp duty HK$3,813,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,538
−HK$15,397/mo
▼ 0.25% · 3.875%
HK$253,175
−HK$7,760/mo
Today · 4.125%
HK$260,935
baseline
▲ 0.50% · 4.625%
HK$276,812
+HK$15,877/mo
Deposit HK$35.89M · loan HK$53.84M · min. income ≈ HK$521,870/mo (50% DSR)
Upfront cash ≈ HK$39.71M (deposit + AVD stamp duty HK$3,813,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,158
−HK$14,758/mo
▼ 0.25% · 3.875%
HK$280,484
−HK$7,432/mo
Today · 4.125%
HK$287,916
baseline
▲ 0.50% · 4.625%
HK$303,093
+HK$15,177/mo
Deposit HK$35.89M · loan HK$53.84M · min. income ≈ HK$575,832/mo (50% DSR)
Upfront cash ≈ HK$39.71M (deposit + AVD stamp duty HK$3,813,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,461
−HK$17,963/mo
▼ 0.25% · 3.875%
HK$295,371
−HK$9,053/mo
Today · 4.125%
HK$304,424
baseline
▲ 0.50% · 4.625%
HK$322,948
+HK$18,524/mo
Deposit HK$26.92M · loan HK$62.81M · min. income ≈ HK$608,848/mo (50% DSR)
Upfront cash ≈ HK$30.73M (deposit + AVD stamp duty HK$3,813,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$318,685
−HK$17,217/mo
▼ 0.25% · 3.875%
HK$327,232
−HK$8,670/mo
Today · 4.125%
HK$335,902
baseline
▲ 0.50% · 4.625%
HK$353,608
+HK$17,706/mo
Deposit HK$26.92M · loan HK$62.81M · min. income ≈ HK$671,804/mo (50% DSR)
Upfront cash ≈ HK$30.73M (deposit + AVD stamp duty HK$3,813,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$368,307
−HK$23,096/mo
▼ 0.25% · 3.875%
HK$379,763
−HK$11,640/mo
Today · 4.125%
HK$391,403
baseline
▲ 0.50% · 4.625%
HK$415,219
+HK$23,816/mo
Deposit HK$8.97M · loan HK$80.76M · min. income ≈ HK$782,806/mo (50% DSR)
Upfront cash ≈ HK$12.79M (deposit + AVD stamp duty HK$3,813,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$409,737
−HK$22,137/mo
▼ 0.25% · 3.875%
HK$420,726
−HK$11,148/mo
Today · 4.125%
HK$431,874
baseline
▲ 0.50% · 4.625%
HK$454,639
+HK$22,765/mo
Deposit HK$8.97M · loan HK$80.76M · min. income ≈ HK$863,748/mo (50% DSR)
Upfront cash ≈ HK$12.79M (deposit + AVD stamp duty HK$3,813,663 · Scale 2, in force from 26 Feb 2026)