LTV · monthly repayment
▼ 0.50% · 3.625%
HK$204,713
−HK$12,837/mo
▼ 0.25% · 3.875%
HK$211,081
−HK$6,469/mo
Today · 4.125%
HK$217,550
baseline
▲ 0.50% · 4.625%
HK$230,788
+HK$13,238/mo
Deposit HK$44.89M · loan HK$44.89M · min. income ≈ HK$435,100/mo (50% DSR)
Upfront cash ≈ HK$48.70M (deposit + AVD stamp duty HK$3,815,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,741
−HK$12,304/mo
▼ 0.25% · 3.875%
HK$233,849
−HK$6,196/mo
Today · 4.125%
HK$240,045
baseline
▲ 0.50% · 4.625%
HK$252,698
+HK$12,653/mo
Deposit HK$44.89M · loan HK$44.89M · min. income ≈ HK$480,090/mo (50% DSR)
Upfront cash ≈ HK$48.70M (deposit + AVD stamp duty HK$3,815,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,655
−HK$15,405/mo
▼ 0.25% · 3.875%
HK$253,297
−HK$7,763/mo
Today · 4.125%
HK$261,060
baseline
▲ 0.50% · 4.625%
HK$276,945
+HK$15,885/mo
Deposit HK$35.91M · loan HK$53.87M · min. income ≈ HK$522,120/mo (50% DSR)
Upfront cash ≈ HK$39.73M (deposit + AVD stamp duty HK$3,815,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,289
−HK$14,765/mo
▼ 0.25% · 3.875%
HK$280,619
−HK$7,435/mo
Today · 4.125%
HK$288,054
baseline
▲ 0.50% · 4.625%
HK$303,238
+HK$15,184/mo
Deposit HK$35.91M · loan HK$53.87M · min. income ≈ HK$576,108/mo (50% DSR)
Upfront cash ≈ HK$39.73M (deposit + AVD stamp duty HK$3,815,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,598
−HK$17,972/mo
▼ 0.25% · 3.875%
HK$295,513
−HK$9,057/mo
Today · 4.125%
HK$304,570
baseline
▲ 0.50% · 4.625%
HK$323,103
+HK$18,533/mo
Deposit HK$26.93M · loan HK$62.84M · min. income ≈ HK$609,140/mo (50% DSR)
Upfront cash ≈ HK$30.75M (deposit + AVD stamp duty HK$3,815,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$318,837
−HK$17,226/mo
▼ 0.25% · 3.875%
HK$327,389
−HK$8,674/mo
Today · 4.125%
HK$336,063
baseline
▲ 0.50% · 4.625%
HK$353,778
+HK$17,715/mo
Deposit HK$26.93M · loan HK$62.84M · min. income ≈ HK$672,126/mo (50% DSR)
Upfront cash ≈ HK$30.75M (deposit + AVD stamp duty HK$3,815,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$368,483
−HK$23,107/mo
▼ 0.25% · 3.875%
HK$379,945
−HK$11,645/mo
Today · 4.125%
HK$391,590
baseline
▲ 0.50% · 4.625%
HK$415,418
+HK$23,828/mo
Deposit HK$8.98M · loan HK$80.80M · min. income ≈ HK$783,180/mo (50% DSR)
Upfront cash ≈ HK$12.79M (deposit + AVD stamp duty HK$3,815,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$409,934
−HK$22,147/mo
▼ 0.25% · 3.875%
HK$420,928
−HK$11,153/mo
Today · 4.125%
HK$432,081
baseline
▲ 0.50% · 4.625%
HK$454,857
+HK$22,776/mo
Deposit HK$8.98M · loan HK$80.80M · min. income ≈ HK$864,162/mo (50% DSR)
Upfront cash ≈ HK$12.79M (deposit + AVD stamp duty HK$3,815,492 · Scale 2, in force from 26 Feb 2026)