LTV · monthly repayment
▼ 0.50% · 3.625%
HK$204,770
−HK$12,840/mo
▼ 0.25% · 3.875%
HK$211,139
−HK$6,471/mo
Today · 4.125%
HK$217,610
baseline
▲ 0.50% · 4.625%
HK$230,851
+HK$13,241/mo
Deposit HK$44.90M · loan HK$44.90M · min. income ≈ HK$435,220/mo (50% DSR)
Upfront cash ≈ HK$48.72M (deposit + AVD stamp duty HK$3,816,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,804
−HK$12,308/mo
▼ 0.25% · 3.875%
HK$233,914
−HK$6,198/mo
Today · 4.125%
HK$240,112
baseline
▲ 0.50% · 4.625%
HK$252,768
+HK$12,656/mo
Deposit HK$44.90M · loan HK$44.90M · min. income ≈ HK$480,224/mo (50% DSR)
Upfront cash ≈ HK$48.72M (deposit + AVD stamp duty HK$3,816,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,723
−HK$15,409/mo
▼ 0.25% · 3.875%
HK$253,367
−HK$7,765/mo
Today · 4.125%
HK$261,132
baseline
▲ 0.50% · 4.625%
HK$277,022
+HK$15,890/mo
Deposit HK$35.92M · loan HK$53.88M · min. income ≈ HK$522,264/mo (50% DSR)
Upfront cash ≈ HK$39.74M (deposit + AVD stamp duty HK$3,816,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,365
−HK$14,769/mo
▼ 0.25% · 3.875%
HK$280,696
−HK$7,438/mo
Today · 4.125%
HK$288,134
baseline
▲ 0.50% · 4.625%
HK$303,322
+HK$15,188/mo
Deposit HK$35.92M · loan HK$53.88M · min. income ≈ HK$576,268/mo (50% DSR)
Upfront cash ≈ HK$39.74M (deposit + AVD stamp duty HK$3,816,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,677
−HK$17,978/mo
▼ 0.25% · 3.875%
HK$295,595
−HK$9,060/mo
Today · 4.125%
HK$304,655
baseline
▲ 0.50% · 4.625%
HK$323,192
+HK$18,537/mo
Deposit HK$26.94M · loan HK$62.86M · min. income ≈ HK$609,310/mo (50% DSR)
Upfront cash ≈ HK$30.76M (deposit + AVD stamp duty HK$3,816,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$318,926
−HK$17,230/mo
▼ 0.25% · 3.875%
HK$327,479
−HK$8,677/mo
Today · 4.125%
HK$336,156
baseline
▲ 0.50% · 4.625%
HK$353,876
+HK$17,720/mo
Deposit HK$26.94M · loan HK$62.86M · min. income ≈ HK$672,312/mo (50% DSR)
Upfront cash ≈ HK$30.76M (deposit + AVD stamp duty HK$3,816,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$368,585
−HK$23,114/mo
▼ 0.25% · 3.875%
HK$380,050
−HK$11,649/mo
Today · 4.125%
HK$391,699
baseline
▲ 0.50% · 4.625%
HK$415,533
+HK$23,834/mo
Deposit HK$8.98M · loan HK$80.82M · min. income ≈ HK$783,398/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$3,816,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$410,047
−HK$22,154/mo
▼ 0.25% · 3.875%
HK$421,045
−HK$11,156/mo
Today · 4.125%
HK$432,201
baseline
▲ 0.50% · 4.625%
HK$454,983
+HK$22,782/mo
Deposit HK$8.98M · loan HK$80.82M · min. income ≈ HK$864,402/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$3,816,547 · Scale 2, in force from 26 Feb 2026)