LTV · monthly repayment
▼ 0.50% · 3.625%
HK$20,482
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$21,119
−HK$647/mo
Today · 4.125%
HK$21,766
baseline
▲ 0.50% · 4.625%
HK$23,090
+HK$1,324/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$43,532/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$269,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,786
−HK$1,231/mo
▼ 0.25% · 3.875%
HK$23,397
−HK$620/mo
Today · 4.125%
HK$24,017
baseline
▲ 0.50% · 4.625%
HK$25,282
+HK$1,265/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$48,034/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$269,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,578
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$25,342
−HK$777/mo
Today · 4.125%
HK$26,119
baseline
▲ 0.50% · 4.625%
HK$27,708
+HK$1,589/mo
Deposit HK$3.59M · loan HK$5.39M · min. income ≈ HK$52,238/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,343
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$28,076
−HK$744/mo
Today · 4.125%
HK$28,820
baseline
▲ 0.50% · 4.625%
HK$30,339
+HK$1,519/mo
Deposit HK$3.59M · loan HK$5.39M · min. income ≈ HK$57,640/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,674
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$29,566
−HK$906/mo
Today · 4.125%
HK$30,472
baseline
▲ 0.50% · 4.625%
HK$32,326
+HK$1,854/mo
Deposit HK$2.69M · loan HK$6.29M · min. income ≈ HK$60,944/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$269,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,900
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$32,755
−HK$868/mo
Today · 4.125%
HK$33,623
baseline
▲ 0.50% · 4.625%
HK$35,395
+HK$1,772/mo
Deposit HK$2.69M · loan HK$6.29M · min. income ≈ HK$67,246/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$269,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,867
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$38,014
−HK$1,165/mo
Today · 4.125%
HK$39,179
baseline
▲ 0.50% · 4.625%
HK$41,563
+HK$2,384/mo
Deposit HK$898K · loan HK$8.08M · min. income ≈ HK$78,358/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,014
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$42,114
−HK$1,116/mo
Today · 4.125%
HK$43,230
baseline
▲ 0.50% · 4.625%
HK$45,508
+HK$2,278/mo
Deposit HK$898K · loan HK$8.08M · min. income ≈ HK$86,460/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,464 · Scale 2, in force from 26 Feb 2026)