LTV · monthly repayment
▼ 0.50% · 3.625%
HK$204,846
−HK$12,845/mo
▼ 0.25% · 3.875%
HK$211,218
−HK$6,473/mo
Today · 4.125%
HK$217,691
baseline
▲ 0.50% · 4.625%
HK$230,937
+HK$13,246/mo
Deposit HK$44.92M · loan HK$44.92M · min. income ≈ HK$435,382/mo (50% DSR)
Upfront cash ≈ HK$48.74M (deposit + AVD stamp duty HK$3,817,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,889
−HK$12,312/mo
▼ 0.25% · 3.875%
HK$234,001
−HK$6,200/mo
Today · 4.125%
HK$240,201
baseline
▲ 0.50% · 4.625%
HK$252,862
+HK$12,661/mo
Deposit HK$44.92M · loan HK$44.92M · min. income ≈ HK$480,402/mo (50% DSR)
Upfront cash ≈ HK$48.74M (deposit + AVD stamp duty HK$3,817,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,815
−HK$15,415/mo
▼ 0.25% · 3.875%
HK$253,461
−HK$7,769/mo
Today · 4.125%
HK$261,230
baseline
▲ 0.50% · 4.625%
HK$277,125
+HK$15,895/mo
Deposit HK$35.93M · loan HK$53.90M · min. income ≈ HK$522,460/mo (50% DSR)
Upfront cash ≈ HK$39.75M (deposit + AVD stamp duty HK$3,817,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,467
−HK$14,774/mo
▼ 0.25% · 3.875%
HK$280,801
−HK$7,440/mo
Today · 4.125%
HK$288,241
baseline
▲ 0.50% · 4.625%
HK$303,435
+HK$15,194/mo
Deposit HK$35.93M · loan HK$53.90M · min. income ≈ HK$576,482/mo (50% DSR)
Upfront cash ≈ HK$39.75M (deposit + AVD stamp duty HK$3,817,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,784
−HK$17,984/mo
▼ 0.25% · 3.875%
HK$295,705
−HK$9,063/mo
Today · 4.125%
HK$304,768
baseline
▲ 0.50% · 4.625%
HK$323,312
+HK$18,544/mo
Deposit HK$26.95M · loan HK$62.88M · min. income ≈ HK$609,536/mo (50% DSR)
Upfront cash ≈ HK$30.77M (deposit + AVD stamp duty HK$3,817,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$319,044
−HK$17,237/mo
▼ 0.25% · 3.875%
HK$327,601
−HK$8,680/mo
Today · 4.125%
HK$336,281
baseline
▲ 0.50% · 4.625%
HK$354,007
+HK$17,726/mo
Deposit HK$26.95M · loan HK$62.88M · min. income ≈ HK$672,562/mo (50% DSR)
Upfront cash ≈ HK$30.77M (deposit + AVD stamp duty HK$3,817,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$368,722
−HK$23,123/mo
▼ 0.25% · 3.875%
HK$380,192
−HK$11,653/mo
Today · 4.125%
HK$391,845
baseline
▲ 0.50% · 4.625%
HK$415,687
+HK$23,842/mo
Deposit HK$8.98M · loan HK$80.85M · min. income ≈ HK$783,690/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$3,817,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$410,200
−HK$22,162/mo
▼ 0.25% · 3.875%
HK$421,201
−HK$11,161/mo
Today · 4.125%
HK$432,362
baseline
▲ 0.50% · 4.625%
HK$455,152
+HK$22,790/mo
Deposit HK$8.98M · loan HK$80.85M · min. income ≈ HK$864,724/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$3,817,968 · Scale 2, in force from 26 Feb 2026)