LTV · monthly repayment
▼ 0.50% · 3.625%
HK$204,862
−HK$12,846/mo
▼ 0.25% · 3.875%
HK$211,234
−HK$6,474/mo
Today · 4.125%
HK$217,708
baseline
▲ 0.50% · 4.625%
HK$230,955
+HK$13,247/mo
Deposit HK$44.92M · loan HK$44.92M · min. income ≈ HK$435,416/mo (50% DSR)
Upfront cash ≈ HK$48.74M (deposit + AVD stamp duty HK$3,818,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,906
−HK$12,314/mo
▼ 0.25% · 3.875%
HK$234,019
−HK$6,201/mo
Today · 4.125%
HK$240,220
baseline
▲ 0.50% · 4.625%
HK$252,882
+HK$12,662/mo
Deposit HK$44.92M · loan HK$44.92M · min. income ≈ HK$480,440/mo (50% DSR)
Upfront cash ≈ HK$48.74M (deposit + AVD stamp duty HK$3,818,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,834
−HK$15,416/mo
▼ 0.25% · 3.875%
HK$253,481
−HK$7,769/mo
Today · 4.125%
HK$261,250
baseline
▲ 0.50% · 4.625%
HK$277,146
+HK$15,896/mo
Deposit HK$35.94M · loan HK$53.90M · min. income ≈ HK$522,500/mo (50% DSR)
Upfront cash ≈ HK$39.75M (deposit + AVD stamp duty HK$3,818,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,488
−HK$14,775/mo
▼ 0.25% · 3.875%
HK$280,823
−HK$7,440/mo
Today · 4.125%
HK$288,263
baseline
▲ 0.50% · 4.625%
HK$303,458
+HK$15,195/mo
Deposit HK$35.94M · loan HK$53.90M · min. income ≈ HK$576,526/mo (50% DSR)
Upfront cash ≈ HK$39.75M (deposit + AVD stamp duty HK$3,818,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,806
−HK$17,985/mo
▼ 0.25% · 3.875%
HK$295,727
−HK$9,064/mo
Today · 4.125%
HK$304,791
baseline
▲ 0.50% · 4.625%
HK$323,337
+HK$18,546/mo
Deposit HK$26.95M · loan HK$62.89M · min. income ≈ HK$609,582/mo (50% DSR)
Upfront cash ≈ HK$30.77M (deposit + AVD stamp duty HK$3,818,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$319,069
−HK$17,238/mo
▼ 0.25% · 3.875%
HK$327,626
−HK$8,681/mo
Today · 4.125%
HK$336,307
baseline
▲ 0.50% · 4.625%
HK$354,035
+HK$17,728/mo
Deposit HK$26.95M · loan HK$62.89M · min. income ≈ HK$672,614/mo (50% DSR)
Upfront cash ≈ HK$30.77M (deposit + AVD stamp duty HK$3,818,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$368,751
−HK$23,124/mo
▼ 0.25% · 3.875%
HK$380,221
−HK$11,654/mo
Today · 4.125%
HK$391,875
baseline
▲ 0.50% · 4.625%
HK$415,719
+HK$23,844/mo
Deposit HK$8.98M · loan HK$80.86M · min. income ≈ HK$783,750/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$3,818,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$410,232
−HK$22,163/mo
▼ 0.25% · 3.875%
HK$421,234
−HK$11,161/mo
Today · 4.125%
HK$432,395
baseline
▲ 0.50% · 4.625%
HK$455,187
+HK$22,792/mo
Deposit HK$8.98M · loan HK$80.86M · min. income ≈ HK$864,790/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$3,818,262 · Scale 2, in force from 26 Feb 2026)