LTV · monthly repayment
▼ 0.50% · 3.625%
HK$204,922
−HK$12,850/mo
▼ 0.25% · 3.875%
HK$211,296
−HK$6,476/mo
Today · 4.125%
HK$217,772
baseline
▲ 0.50% · 4.625%
HK$231,023
+HK$13,251/mo
Deposit HK$44.93M · loan HK$44.93M · min. income ≈ HK$435,544/mo (50% DSR)
Upfront cash ≈ HK$48.75M (deposit + AVD stamp duty HK$3,819,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,973
−HK$12,317/mo
▼ 0.25% · 3.875%
HK$234,087
−HK$6,203/mo
Today · 4.125%
HK$240,290
baseline
▲ 0.50% · 4.625%
HK$252,956
+HK$12,666/mo
Deposit HK$44.93M · loan HK$44.93M · min. income ≈ HK$480,580/mo (50% DSR)
Upfront cash ≈ HK$48.75M (deposit + AVD stamp duty HK$3,819,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,906
−HK$15,421/mo
▼ 0.25% · 3.875%
HK$253,555
−HK$7,772/mo
Today · 4.125%
HK$261,327
baseline
▲ 0.50% · 4.625%
HK$277,228
+HK$15,901/mo
Deposit HK$35.95M · loan HK$53.92M · min. income ≈ HK$522,654/mo (50% DSR)
Upfront cash ≈ HK$39.77M (deposit + AVD stamp duty HK$3,819,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,568
−HK$14,780/mo
▼ 0.25% · 3.875%
HK$280,905
−HK$7,443/mo
Today · 4.125%
HK$288,348
baseline
▲ 0.50% · 4.625%
HK$303,547
+HK$15,199/mo
Deposit HK$35.95M · loan HK$53.92M · min. income ≈ HK$576,696/mo (50% DSR)
Upfront cash ≈ HK$39.77M (deposit + AVD stamp duty HK$3,819,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,890
−HK$17,991/mo
▼ 0.25% · 3.875%
HK$295,814
−HK$9,067/mo
Today · 4.125%
HK$304,881
baseline
▲ 0.50% · 4.625%
HK$323,432
+HK$18,551/mo
Deposit HK$26.96M · loan HK$62.91M · min. income ≈ HK$609,762/mo (50% DSR)
Upfront cash ≈ HK$30.78M (deposit + AVD stamp duty HK$3,819,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$319,163
−HK$17,243/mo
▼ 0.25% · 3.875%
HK$327,722
−HK$8,684/mo
Today · 4.125%
HK$336,406
baseline
▲ 0.50% · 4.625%
HK$354,138
+HK$17,732/mo
Deposit HK$26.96M · loan HK$62.91M · min. income ≈ HK$672,812/mo (50% DSR)
Upfront cash ≈ HK$30.78M (deposit + AVD stamp duty HK$3,819,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$368,859
−HK$23,131/mo
▼ 0.25% · 3.875%
HK$380,333
−HK$11,657/mo
Today · 4.125%
HK$391,990
baseline
▲ 0.50% · 4.625%
HK$415,841
+HK$23,851/mo
Deposit HK$8.99M · loan HK$80.88M · min. income ≈ HK$783,980/mo (50% DSR)
Upfront cash ≈ HK$12.81M (deposit + AVD stamp duty HK$3,819,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$410,352
−HK$22,170/mo
▼ 0.25% · 3.875%
HK$421,357
−HK$11,165/mo
Today · 4.125%
HK$432,522
baseline
▲ 0.50% · 4.625%
HK$455,321
+HK$22,799/mo
Deposit HK$8.99M · loan HK$80.88M · min. income ≈ HK$865,044/mo (50% DSR)
Upfront cash ≈ HK$12.81M (deposit + AVD stamp duty HK$3,819,383 · Scale 2, in force from 26 Feb 2026)