LTV · monthly repayment
▼ 0.50% · 3.625%
HK$20,494
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$21,131
−HK$648/mo
Today · 4.125%
HK$21,779
baseline
▲ 0.50% · 4.625%
HK$23,104
+HK$1,325/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$43,558/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$269,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,799
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$23,410
−HK$621/mo
Today · 4.125%
HK$24,031
baseline
▲ 0.50% · 4.625%
HK$25,297
+HK$1,266/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$48,062/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$269,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,592
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$25,357
−HK$778/mo
Today · 4.125%
HK$26,135
baseline
▲ 0.50% · 4.625%
HK$27,725
+HK$1,590/mo
Deposit HK$3.59M · loan HK$5.39M · min. income ≈ HK$52,270/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,359
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$28,093
−HK$744/mo
Today · 4.125%
HK$28,837
baseline
▲ 0.50% · 4.625%
HK$30,357
+HK$1,520/mo
Deposit HK$3.59M · loan HK$5.39M · min. income ≈ HK$57,674/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,691
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$29,584
−HK$906/mo
Today · 4.125%
HK$30,490
baseline
▲ 0.50% · 4.625%
HK$32,346
+HK$1,856/mo
Deposit HK$2.70M · loan HK$6.29M · min. income ≈ HK$60,980/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$269,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,919
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$32,775
−HK$868/mo
Today · 4.125%
HK$33,643
baseline
▲ 0.50% · 4.625%
HK$35,416
+HK$1,773/mo
Deposit HK$2.70M · loan HK$6.29M · min. income ≈ HK$67,286/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$269,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,889
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$38,036
−HK$1,166/mo
Today · 4.125%
HK$39,202
baseline
▲ 0.50% · 4.625%
HK$41,587
+HK$2,385/mo
Deposit HK$899K · loan HK$8.09M · min. income ≈ HK$78,404/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,038
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$42,139
−HK$1,116/mo
Today · 4.125%
HK$43,255
baseline
▲ 0.50% · 4.625%
HK$45,535
+HK$2,280/mo
Deposit HK$899K · loan HK$8.09M · min. income ≈ HK$86,510/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,624 · Scale 2, in force from 26 Feb 2026)