LTV · monthly repayment
▼ 0.50% · 3.625%
HK$204,954
−HK$12,853/mo
▼ 0.25% · 3.875%
HK$211,329
−HK$6,478/mo
Today · 4.125%
HK$217,807
baseline
▲ 0.50% · 4.625%
HK$231,060
+HK$13,253/mo
Deposit HK$44.94M · loan HK$44.94M · min. income ≈ HK$435,614/mo (50% DSR)
Upfront cash ≈ HK$48.76M (deposit + AVD stamp duty HK$3,819,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,009
−HK$12,319/mo
▼ 0.25% · 3.875%
HK$234,124
−HK$6,204/mo
Today · 4.125%
HK$240,328
baseline
▲ 0.50% · 4.625%
HK$252,996
+HK$12,668/mo
Deposit HK$44.94M · loan HK$44.94M · min. income ≈ HK$480,656/mo (50% DSR)
Upfront cash ≈ HK$48.76M (deposit + AVD stamp duty HK$3,819,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,945
−HK$15,423/mo
▼ 0.25% · 3.875%
HK$253,595
−HK$7,773/mo
Today · 4.125%
HK$261,368
baseline
▲ 0.50% · 4.625%
HK$277,271
+HK$15,903/mo
Deposit HK$35.95M · loan HK$53.93M · min. income ≈ HK$522,736/mo (50% DSR)
Upfront cash ≈ HK$39.77M (deposit + AVD stamp duty HK$3,819,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,611
−HK$14,783/mo
▼ 0.25% · 3.875%
HK$280,949
−HK$7,445/mo
Today · 4.125%
HK$288,394
baseline
▲ 0.50% · 4.625%
HK$303,595
+HK$15,201/mo
Deposit HK$35.95M · loan HK$53.93M · min. income ≈ HK$576,788/mo (50% DSR)
Upfront cash ≈ HK$39.77M (deposit + AVD stamp duty HK$3,819,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,936
−HK$17,993/mo
▼ 0.25% · 3.875%
HK$295,861
−HK$9,068/mo
Today · 4.125%
HK$304,929
baseline
▲ 0.50% · 4.625%
HK$323,483
+HK$18,554/mo
Deposit HK$26.96M · loan HK$62.92M · min. income ≈ HK$609,858/mo (50% DSR)
Upfront cash ≈ HK$30.78M (deposit + AVD stamp duty HK$3,819,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$319,213
−HK$17,246/mo
▼ 0.25% · 3.875%
HK$327,774
−HK$8,685/mo
Today · 4.125%
HK$336,459
baseline
▲ 0.50% · 4.625%
HK$354,194
+HK$17,735/mo
Deposit HK$26.96M · loan HK$62.92M · min. income ≈ HK$672,918/mo (50% DSR)
Upfront cash ≈ HK$30.78M (deposit + AVD stamp duty HK$3,819,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$368,917
−HK$23,135/mo
▼ 0.25% · 3.875%
HK$380,393
−HK$11,659/mo
Today · 4.125%
HK$392,052
baseline
▲ 0.50% · 4.625%
HK$415,907
+HK$23,855/mo
Deposit HK$8.99M · loan HK$80.89M · min. income ≈ HK$784,104/mo (50% DSR)
Upfront cash ≈ HK$12.81M (deposit + AVD stamp duty HK$3,819,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$410,417
−HK$22,173/mo
▼ 0.25% · 3.875%
HK$421,424
−HK$11,166/mo
Today · 4.125%
HK$432,590
baseline
▲ 0.50% · 4.625%
HK$455,393
+HK$22,803/mo
Deposit HK$8.99M · loan HK$80.89M · min. income ≈ HK$865,180/mo (50% DSR)
Upfront cash ≈ HK$12.81M (deposit + AVD stamp duty HK$3,819,987 · Scale 2, in force from 26 Feb 2026)