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Mortgage Planner
Model your monthly payment, deposit, and stamp duty at any property value — reusing the same rate maths as our unit pages.
HK$89.91M
HIBOR 1M · 3.9%
Prime · 6.125%
Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.
LTV · monthly repayment
Loan term
▼ 0.50% · 3.625%
HK$287,028
−HK$17,999/mo
▼ 0.25% · 3.875%
HK$295,956
−HK$9,071/mo
Today · 4.125%
HK$305,027
baseline
▲ 0.50% · 4.625%
HK$323,587
+HK$18,560/mo
Deposit HK$26.97M · loan HK$62.94M · min. income ≈ HK$610,054/mo (50% DSR)
Upfront cash ≈ HK$30.79M (deposit + AVD stamp duty HK$3,821,217 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
For planning purposes only — not an offer, pre-approval, or formal valuation. Actual bank rates and terms vary.