LTV · monthly repayment
▼ 0.50% · 3.625%
HK$205,039
−HK$12,858/mo
▼ 0.25% · 3.875%
HK$211,417
−HK$6,480/mo
Today · 4.125%
HK$217,897
baseline
▲ 0.50% · 4.625%
HK$231,156
+HK$13,259/mo
Deposit HK$44.96M · loan HK$44.96M · min. income ≈ HK$435,794/mo (50% DSR)
Upfront cash ≈ HK$48.78M (deposit + AVD stamp duty HK$3,821,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,104
−HK$12,324/mo
▼ 0.25% · 3.875%
HK$234,222
−HK$6,206/mo
Today · 4.125%
HK$240,428
baseline
▲ 0.50% · 4.625%
HK$253,101
+HK$12,673/mo
Deposit HK$44.96M · loan HK$44.96M · min. income ≈ HK$480,856/mo (50% DSR)
Upfront cash ≈ HK$48.78M (deposit + AVD stamp duty HK$3,821,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,047
−HK$15,430/mo
▼ 0.25% · 3.875%
HK$253,701
−HK$7,776/mo
Today · 4.125%
HK$261,477
baseline
▲ 0.50% · 4.625%
HK$277,387
+HK$15,910/mo
Deposit HK$35.97M · loan HK$53.95M · min. income ≈ HK$522,954/mo (50% DSR)
Upfront cash ≈ HK$39.79M (deposit + AVD stamp duty HK$3,821,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,725
−HK$14,789/mo
▼ 0.25% · 3.875%
HK$281,066
−HK$7,448/mo
Today · 4.125%
HK$288,514
baseline
▲ 0.50% · 4.625%
HK$303,722
+HK$15,208/mo
Deposit HK$35.97M · loan HK$53.95M · min. income ≈ HK$577,028/mo (50% DSR)
Upfront cash ≈ HK$39.79M (deposit + AVD stamp duty HK$3,821,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$287,055
−HK$18,001/mo
▼ 0.25% · 3.875%
HK$295,984
−HK$9,072/mo
Today · 4.125%
HK$305,056
baseline
▲ 0.50% · 4.625%
HK$323,618
+HK$18,562/mo
Deposit HK$26.98M · loan HK$62.94M · min. income ≈ HK$610,112/mo (50% DSR)
Upfront cash ≈ HK$30.80M (deposit + AVD stamp duty HK$3,821,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$319,346
−HK$17,253/mo
▼ 0.25% · 3.875%
HK$327,911
−HK$8,688/mo
Today · 4.125%
HK$336,599
baseline
▲ 0.50% · 4.625%
HK$354,342
+HK$17,743/mo
Deposit HK$26.98M · loan HK$62.94M · min. income ≈ HK$673,198/mo (50% DSR)
Upfront cash ≈ HK$30.80M (deposit + AVD stamp duty HK$3,821,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$369,071
−HK$23,144/mo
▼ 0.25% · 3.875%
HK$380,551
−HK$11,664/mo
Today · 4.125%
HK$392,215
baseline
▲ 0.50% · 4.625%
HK$416,080
+HK$23,865/mo
Deposit HK$8.99M · loan HK$80.93M · min. income ≈ HK$784,430/mo (50% DSR)
Upfront cash ≈ HK$12.81M (deposit + AVD stamp duty HK$3,821,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$410,588
−HK$22,183/mo
▼ 0.25% · 3.875%
HK$421,599
−HK$11,172/mo
Today · 4.125%
HK$432,771
baseline
▲ 0.50% · 4.625%
HK$455,582
+HK$22,811/mo
Deposit HK$8.99M · loan HK$80.93M · min. income ≈ HK$865,542/mo (50% DSR)
Upfront cash ≈ HK$12.81M (deposit + AVD stamp duty HK$3,821,578 · Scale 2, in force from 26 Feb 2026)