LTV · monthly repayment
▼ 0.50% · 3.625%
HK$205,168
−HK$12,866/mo
▼ 0.25% · 3.875%
HK$211,550
−HK$6,484/mo
Today · 4.125%
HK$218,034
baseline
▲ 0.50% · 4.625%
HK$231,301
+HK$13,267/mo
Deposit HK$44.99M · loan HK$44.99M · min. income ≈ HK$436,068/mo (50% DSR)
Upfront cash ≈ HK$48.81M (deposit + AVD stamp duty HK$3,823,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,248
−HK$12,331/mo
▼ 0.25% · 3.875%
HK$234,369
−HK$6,210/mo
Today · 4.125%
HK$240,579
baseline
▲ 0.50% · 4.625%
HK$253,260
+HK$12,681/mo
Deposit HK$44.99M · loan HK$44.99M · min. income ≈ HK$481,158/mo (50% DSR)
Upfront cash ≈ HK$48.81M (deposit + AVD stamp duty HK$3,823,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,202
−HK$15,439/mo
▼ 0.25% · 3.875%
HK$253,860
−HK$7,781/mo
Today · 4.125%
HK$261,641
baseline
▲ 0.50% · 4.625%
HK$277,561
+HK$15,920/mo
Deposit HK$35.99M · loan HK$53.99M · min. income ≈ HK$523,282/mo (50% DSR)
Upfront cash ≈ HK$39.81M (deposit + AVD stamp duty HK$3,823,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,897
−HK$14,798/mo
▼ 0.25% · 3.875%
HK$281,243
−HK$7,452/mo
Today · 4.125%
HK$288,695
baseline
▲ 0.50% · 4.625%
HK$303,912
+HK$15,217/mo
Deposit HK$35.99M · loan HK$53.99M · min. income ≈ HK$577,390/mo (50% DSR)
Upfront cash ≈ HK$39.81M (deposit + AVD stamp duty HK$3,823,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$287,235
−HK$18,013/mo
▼ 0.25% · 3.875%
HK$296,170
−HK$9,078/mo
Today · 4.125%
HK$305,248
baseline
▲ 0.50% · 4.625%
HK$323,821
+HK$18,573/mo
Deposit HK$26.99M · loan HK$62.98M · min. income ≈ HK$610,496/mo (50% DSR)
Upfront cash ≈ HK$30.82M (deposit + AVD stamp duty HK$3,823,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$319,547
−HK$17,264/mo
▼ 0.25% · 3.875%
HK$328,117
−HK$8,694/mo
Today · 4.125%
HK$336,811
baseline
▲ 0.50% · 4.625%
HK$354,564
+HK$17,753/mo
Deposit HK$26.99M · loan HK$62.98M · min. income ≈ HK$673,622/mo (50% DSR)
Upfront cash ≈ HK$30.82M (deposit + AVD stamp duty HK$3,823,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$369,303
−HK$23,158/mo
▼ 0.25% · 3.875%
HK$380,790
−HK$11,671/mo
Today · 4.125%
HK$392,461
baseline
▲ 0.50% · 4.625%
HK$416,342
+HK$23,881/mo
Deposit HK$9.00M · loan HK$80.98M · min. income ≈ HK$784,922/mo (50% DSR)
Upfront cash ≈ HK$12.82M (deposit + AVD stamp duty HK$3,823,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$410,846
−HK$22,196/mo
▼ 0.25% · 3.875%
HK$421,864
−HK$11,178/mo
Today · 4.125%
HK$433,042
baseline
▲ 0.50% · 4.625%
HK$455,869
+HK$22,827/mo
Deposit HK$9.00M · loan HK$80.98M · min. income ≈ HK$866,084/mo (50% DSR)
Upfront cash ≈ HK$12.82M (deposit + AVD stamp duty HK$3,823,977 · Scale 2, in force from 26 Feb 2026)