LTV · monthly repayment
▼ 0.50% · 3.625%
HK$205,247
−HK$12,870/mo
▼ 0.25% · 3.875%
HK$211,631
−HK$6,486/mo
Today · 4.125%
HK$218,117
baseline
▲ 0.50% · 4.625%
HK$231,389
+HK$13,272/mo
Deposit HK$45.01M · loan HK$45.01M · min. income ≈ HK$436,234/mo (50% DSR)
Upfront cash ≈ HK$48.83M (deposit + AVD stamp duty HK$3,825,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,335
−HK$12,336/mo
▼ 0.25% · 3.875%
HK$234,459
−HK$6,212/mo
Today · 4.125%
HK$240,671
baseline
▲ 0.50% · 4.625%
HK$253,357
+HK$12,686/mo
Deposit HK$45.01M · loan HK$45.01M · min. income ≈ HK$481,342/mo (50% DSR)
Upfront cash ≈ HK$48.83M (deposit + AVD stamp duty HK$3,825,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,296
−HK$15,445/mo
▼ 0.25% · 3.875%
HK$253,957
−HK$7,784/mo
Today · 4.125%
HK$261,741
baseline
▲ 0.50% · 4.625%
HK$277,667
+HK$15,926/mo
Deposit HK$36.00M · loan HK$54.01M · min. income ≈ HK$523,482/mo (50% DSR)
Upfront cash ≈ HK$39.83M (deposit + AVD stamp duty HK$3,825,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,002
−HK$14,803/mo
▼ 0.25% · 3.875%
HK$281,350
−HK$7,455/mo
Today · 4.125%
HK$288,805
baseline
▲ 0.50% · 4.625%
HK$304,029
+HK$15,224/mo
Deposit HK$36.00M · loan HK$54.01M · min. income ≈ HK$577,610/mo (50% DSR)
Upfront cash ≈ HK$39.83M (deposit + AVD stamp duty HK$3,825,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$287,345
−HK$18,019/mo
▼ 0.25% · 3.875%
HK$296,283
−HK$9,081/mo
Today · 4.125%
HK$305,364
baseline
▲ 0.50% · 4.625%
HK$323,945
+HK$18,581/mo
Deposit HK$27.00M · loan HK$63.01M · min. income ≈ HK$610,728/mo (50% DSR)
Upfront cash ≈ HK$30.83M (deposit + AVD stamp duty HK$3,825,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$319,669
−HK$17,270/mo
▼ 0.25% · 3.875%
HK$328,242
−HK$8,697/mo
Today · 4.125%
HK$336,939
baseline
▲ 0.50% · 4.625%
HK$354,700
+HK$17,761/mo
Deposit HK$27.00M · loan HK$63.01M · min. income ≈ HK$673,878/mo (50% DSR)
Upfront cash ≈ HK$30.83M (deposit + AVD stamp duty HK$3,825,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$369,444
−HK$23,167/mo
▼ 0.25% · 3.875%
HK$380,936
−HK$11,675/mo
Today · 4.125%
HK$392,611
baseline
▲ 0.50% · 4.625%
HK$416,501
+HK$23,890/mo
Deposit HK$9.00M · loan HK$81.01M · min. income ≈ HK$785,222/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$3,825,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$411,003
−HK$22,205/mo
▼ 0.25% · 3.875%
HK$422,026
−HK$11,182/mo
Today · 4.125%
HK$433,208
baseline
▲ 0.50% · 4.625%
HK$456,043
+HK$22,835/mo
Deposit HK$9.00M · loan HK$81.01M · min. income ≈ HK$866,416/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$3,825,440 · Scale 2, in force from 26 Feb 2026)