LTV · monthly repayment
▼ 0.50% · 3.625%
HK$205,281
−HK$12,873/mo
▼ 0.25% · 3.875%
HK$211,666
−HK$6,488/mo
Today · 4.125%
HK$218,154
baseline
▲ 0.50% · 4.625%
HK$231,428
+HK$13,274/mo
Deposit HK$45.01M · loan HK$45.01M · min. income ≈ HK$436,308/mo (50% DSR)
Upfront cash ≈ HK$48.84M (deposit + AVD stamp duty HK$3,826,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,373
−HK$12,338/mo
▼ 0.25% · 3.875%
HK$234,498
−HK$6,213/mo
Today · 4.125%
HK$240,711
baseline
▲ 0.50% · 4.625%
HK$253,400
+HK$12,689/mo
Deposit HK$45.01M · loan HK$45.01M · min. income ≈ HK$481,422/mo (50% DSR)
Upfront cash ≈ HK$48.84M (deposit + AVD stamp duty HK$3,826,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,337
−HK$15,448/mo
▼ 0.25% · 3.875%
HK$254,000
−HK$7,785/mo
Today · 4.125%
HK$261,785
baseline
▲ 0.50% · 4.625%
HK$277,714
+HK$15,929/mo
Deposit HK$36.01M · loan HK$54.02M · min. income ≈ HK$523,570/mo (50% DSR)
Upfront cash ≈ HK$39.84M (deposit + AVD stamp duty HK$3,826,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,048
−HK$14,806/mo
▼ 0.25% · 3.875%
HK$281,398
−HK$7,456/mo
Today · 4.125%
HK$288,854
baseline
▲ 0.50% · 4.625%
HK$304,080
+HK$15,226/mo
Deposit HK$36.01M · loan HK$54.02M · min. income ≈ HK$577,708/mo (50% DSR)
Upfront cash ≈ HK$39.84M (deposit + AVD stamp duty HK$3,826,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$287,393
−HK$18,023/mo
▼ 0.25% · 3.875%
HK$296,333
−HK$9,083/mo
Today · 4.125%
HK$305,416
baseline
▲ 0.50% · 4.625%
HK$323,999
+HK$18,583/mo
Deposit HK$27.01M · loan HK$63.02M · min. income ≈ HK$610,832/mo (50% DSR)
Upfront cash ≈ HK$30.83M (deposit + AVD stamp duty HK$3,826,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$319,722
−HK$17,274/mo
▼ 0.25% · 3.875%
HK$328,297
−HK$8,699/mo
Today · 4.125%
HK$336,996
baseline
▲ 0.50% · 4.625%
HK$354,759
+HK$17,763/mo
Deposit HK$27.01M · loan HK$63.02M · min. income ≈ HK$673,992/mo (50% DSR)
Upfront cash ≈ HK$30.83M (deposit + AVD stamp duty HK$3,826,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$369,506
−HK$23,171/mo
▼ 0.25% · 3.875%
HK$381,000
−HK$11,677/mo
Today · 4.125%
HK$392,677
baseline
▲ 0.50% · 4.625%
HK$416,571
+HK$23,894/mo
Deposit HK$9.00M · loan HK$81.02M · min. income ≈ HK$785,354/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$3,826,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$411,072
−HK$22,209/mo
▼ 0.25% · 3.875%
HK$422,096
−HK$11,185/mo
Today · 4.125%
HK$433,281
baseline
▲ 0.50% · 4.625%
HK$456,119
+HK$22,838/mo
Deposit HK$9.00M · loan HK$81.02M · min. income ≈ HK$866,562/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$3,826,081 · Scale 2, in force from 26 Feb 2026)