LTV · monthly repayment
▼ 0.50% · 3.625%
HK$20,552
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$21,192
−HK$649/mo
Today · 4.125%
HK$21,841
baseline
▲ 0.50% · 4.625%
HK$23,170
+HK$1,329/mo
Deposit HK$4.51M · loan HK$4.51M · min. income ≈ HK$43,682/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$271,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,864
−HK$1,236/mo
▼ 0.25% · 3.875%
HK$23,478
−HK$622/mo
Today · 4.125%
HK$24,100
baseline
▲ 0.50% · 4.625%
HK$25,370
+HK$1,270/mo
Deposit HK$4.51M · loan HK$4.51M · min. income ≈ HK$48,200/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$271,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,663
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$25,430
−HK$779/mo
Today · 4.125%
HK$26,209
baseline
▲ 0.50% · 4.625%
HK$27,804
+HK$1,595/mo
Deposit HK$3.61M · loan HK$5.41M · min. income ≈ HK$52,418/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$271,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,437
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$28,173
−HK$747/mo
Today · 4.125%
HK$28,920
baseline
▲ 0.50% · 4.625%
HK$30,444
+HK$1,524/mo
Deposit HK$3.61M · loan HK$5.41M · min. income ≈ HK$57,840/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$271,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,773
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$29,668
−HK$910/mo
Today · 4.125%
HK$30,578
baseline
▲ 0.50% · 4.625%
HK$32,438
+HK$1,860/mo
Deposit HK$2.70M · loan HK$6.31M · min. income ≈ HK$61,156/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$271,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,010
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$32,869
−HK$870/mo
Today · 4.125%
HK$33,739
baseline
▲ 0.50% · 4.625%
HK$35,518
+HK$1,779/mo
Deposit HK$2.70M · loan HK$6.31M · min. income ≈ HK$67,478/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$271,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,994
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$38,145
−HK$1,169/mo
Today · 4.125%
HK$39,314
baseline
▲ 0.50% · 4.625%
HK$41,706
+HK$2,392/mo
Deposit HK$901K · loan HK$8.11M · min. income ≈ HK$78,628/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$271,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,156
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$42,260
−HK$1,119/mo
Today · 4.125%
HK$43,379
baseline
▲ 0.50% · 4.625%
HK$45,666
+HK$2,287/mo
Deposit HK$901K · loan HK$8.11M · min. income ≈ HK$86,758/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$271,319 · Scale 2, in force from 26 Feb 2026)