LTV · monthly repayment
▼ 0.50% · 3.625%
HK$20,555
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$21,195
−HK$649/mo
Today · 4.125%
HK$21,844
baseline
▲ 0.50% · 4.625%
HK$23,174
+HK$1,330/mo
Deposit HK$4.51M · loan HK$4.51M · min. income ≈ HK$43,688/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$271,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,868
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$23,481
−HK$622/mo
Today · 4.125%
HK$24,103
baseline
▲ 0.50% · 4.625%
HK$25,374
+HK$1,271/mo
Deposit HK$4.51M · loan HK$4.51M · min. income ≈ HK$48,206/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$271,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,666
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$25,434
−HK$779/mo
Today · 4.125%
HK$26,213
baseline
▲ 0.50% · 4.625%
HK$27,808
+HK$1,595/mo
Deposit HK$3.61M · loan HK$5.41M · min. income ≈ HK$52,426/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$271,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,441
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$28,177
−HK$747/mo
Today · 4.125%
HK$28,924
baseline
▲ 0.50% · 4.625%
HK$30,448
+HK$1,524/mo
Deposit HK$3.61M · loan HK$5.41M · min. income ≈ HK$57,848/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$271,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,778
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$29,673
−HK$909/mo
Today · 4.125%
HK$30,582
baseline
▲ 0.50% · 4.625%
HK$32,443
+HK$1,861/mo
Deposit HK$2.70M · loan HK$6.31M · min. income ≈ HK$61,164/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$271,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,015
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$32,873
−HK$871/mo
Today · 4.125%
HK$33,744
baseline
▲ 0.50% · 4.625%
HK$35,523
+HK$1,779/mo
Deposit HK$2.70M · loan HK$6.31M · min. income ≈ HK$67,488/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$271,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,000
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$38,151
−HK$1,169/mo
Today · 4.125%
HK$39,320
baseline
▲ 0.50% · 4.625%
HK$41,712
+HK$2,392/mo
Deposit HK$901K · loan HK$8.11M · min. income ≈ HK$78,640/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$271,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,162
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$42,266
−HK$1,120/mo
Today · 4.125%
HK$43,386
baseline
▲ 0.50% · 4.625%
HK$45,673
+HK$2,287/mo
Deposit HK$901K · loan HK$8.11M · min. income ≈ HK$86,772/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$271,452 · Scale 2, in force from 26 Feb 2026)