LTV · monthly repayment
▼ 0.50% · 3.625%
HK$205,595
−HK$12,892/mo
▼ 0.25% · 3.875%
HK$211,990
−HK$6,497/mo
Today · 4.125%
HK$218,487
baseline
▲ 0.50% · 4.625%
HK$231,782
+HK$13,295/mo
Deposit HK$45.08M · loan HK$45.08M · min. income ≈ HK$436,974/mo (50% DSR)
Upfront cash ≈ HK$48.91M (deposit + AVD stamp duty HK$3,831,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,722
−HK$12,357/mo
▼ 0.25% · 3.875%
HK$234,856
−HK$6,223/mo
Today · 4.125%
HK$241,079
baseline
▲ 0.50% · 4.625%
HK$253,787
+HK$12,708/mo
Deposit HK$45.08M · loan HK$45.08M · min. income ≈ HK$482,158/mo (50% DSR)
Upfront cash ≈ HK$48.91M (deposit + AVD stamp duty HK$3,831,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,714
−HK$15,471/mo
▼ 0.25% · 3.875%
HK$254,388
−HK$7,797/mo
Today · 4.125%
HK$262,185
baseline
▲ 0.50% · 4.625%
HK$278,138
+HK$15,953/mo
Deposit HK$36.07M · loan HK$54.10M · min. income ≈ HK$524,370/mo (50% DSR)
Upfront cash ≈ HK$39.90M (deposit + AVD stamp duty HK$3,831,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,466
−HK$14,829/mo
▼ 0.25% · 3.875%
HK$281,828
−HK$7,467/mo
Today · 4.125%
HK$289,295
baseline
▲ 0.50% · 4.625%
HK$304,544
+HK$15,249/mo
Deposit HK$36.07M · loan HK$54.10M · min. income ≈ HK$578,590/mo (50% DSR)
Upfront cash ≈ HK$39.90M (deposit + AVD stamp duty HK$3,831,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$287,833
−HK$18,049/mo
▼ 0.25% · 3.875%
HK$296,786
−HK$9,096/mo
Today · 4.125%
HK$305,882
baseline
▲ 0.50% · 4.625%
HK$324,494
+HK$18,612/mo
Deposit HK$27.05M · loan HK$63.11M · min. income ≈ HK$611,764/mo (50% DSR)
Upfront cash ≈ HK$30.88M (deposit + AVD stamp duty HK$3,831,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$320,211
−HK$17,300/mo
▼ 0.25% · 3.875%
HK$328,799
−HK$8,712/mo
Today · 4.125%
HK$337,511
baseline
▲ 0.50% · 4.625%
HK$355,302
+HK$17,791/mo
Deposit HK$27.05M · loan HK$63.11M · min. income ≈ HK$675,022/mo (50% DSR)
Upfront cash ≈ HK$30.88M (deposit + AVD stamp duty HK$3,831,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$370,071
−HK$23,206/mo
▼ 0.25% · 3.875%
HK$381,582
−HK$11,695/mo
Today · 4.125%
HK$393,277
baseline
▲ 0.50% · 4.625%
HK$417,207
+HK$23,930/mo
Deposit HK$9.02M · loan HK$81.15M · min. income ≈ HK$786,554/mo (50% DSR)
Upfront cash ≈ HK$12.85M (deposit + AVD stamp duty HK$3,831,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$411,700
−HK$22,243/mo
▼ 0.25% · 3.875%
HK$422,741
−HK$11,202/mo
Today · 4.125%
HK$433,943
baseline
▲ 0.50% · 4.625%
HK$456,816
+HK$22,873/mo
Deposit HK$9.02M · loan HK$81.15M · min. income ≈ HK$867,886/mo (50% DSR)
Upfront cash ≈ HK$12.85M (deposit + AVD stamp duty HK$3,831,927 · Scale 2, in force from 26 Feb 2026)