LTV · monthly repayment
▼ 0.50% · 3.625%
HK$205,817
−HK$12,907/mo
▼ 0.25% · 3.875%
HK$212,219
−HK$6,505/mo
Today · 4.125%
HK$218,724
baseline
▲ 0.50% · 4.625%
HK$232,033
+HK$13,309/mo
Deposit HK$45.13M · loan HK$45.13M · min. income ≈ HK$437,448/mo (50% DSR)
Upfront cash ≈ HK$48.97M (deposit + AVD stamp duty HK$3,836,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,970
−HK$12,370/mo
▼ 0.25% · 3.875%
HK$235,111
−HK$6,229/mo
Today · 4.125%
HK$241,340
baseline
▲ 0.50% · 4.625%
HK$254,062
+HK$12,722/mo
Deposit HK$45.13M · loan HK$45.13M · min. income ≈ HK$482,680/mo (50% DSR)
Upfront cash ≈ HK$48.97M (deposit + AVD stamp duty HK$3,836,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,981
−HK$15,488/mo
▼ 0.25% · 3.875%
HK$254,663
−HK$7,806/mo
Today · 4.125%
HK$262,469
baseline
▲ 0.50% · 4.625%
HK$278,439
+HK$15,970/mo
Deposit HK$36.10M · loan HK$54.16M · min. income ≈ HK$524,938/mo (50% DSR)
Upfront cash ≈ HK$39.94M (deposit + AVD stamp duty HK$3,836,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,764
−HK$14,844/mo
▼ 0.25% · 3.875%
HK$282,133
−HK$7,475/mo
Today · 4.125%
HK$289,608
baseline
▲ 0.50% · 4.625%
HK$304,874
+HK$15,266/mo
Deposit HK$36.10M · loan HK$54.16M · min. income ≈ HK$579,216/mo (50% DSR)
Upfront cash ≈ HK$39.94M (deposit + AVD stamp duty HK$3,836,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$288,144
−HK$18,070/mo
▼ 0.25% · 3.875%
HK$297,107
−HK$9,107/mo
Today · 4.125%
HK$306,214
baseline
▲ 0.50% · 4.625%
HK$324,846
+HK$18,632/mo
Deposit HK$27.08M · loan HK$63.18M · min. income ≈ HK$612,428/mo (50% DSR)
Upfront cash ≈ HK$30.91M (deposit + AVD stamp duty HK$3,836,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$320,558
−HK$17,318/mo
▼ 0.25% · 3.875%
HK$329,155
−HK$8,721/mo
Today · 4.125%
HK$337,876
baseline
▲ 0.50% · 4.625%
HK$355,686
+HK$17,810/mo
Deposit HK$27.08M · loan HK$63.18M · min. income ≈ HK$675,752/mo (50% DSR)
Upfront cash ≈ HK$30.91M (deposit + AVD stamp duty HK$3,836,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$370,471
−HK$23,232/mo
▼ 0.25% · 3.875%
HK$381,995
−HK$11,708/mo
Today · 4.125%
HK$393,703
baseline
▲ 0.50% · 4.625%
HK$417,659
+HK$23,956/mo
Deposit HK$9.03M · loan HK$81.23M · min. income ≈ HK$787,406/mo (50% DSR)
Upfront cash ≈ HK$12.86M (deposit + AVD stamp duty HK$3,836,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$412,146
−HK$22,267/mo
▼ 0.25% · 3.875%
HK$423,199
−HK$11,214/mo
Today · 4.125%
HK$434,413
baseline
▲ 0.50% · 4.625%
HK$457,311
+HK$22,898/mo
Deposit HK$9.03M · loan HK$81.23M · min. income ≈ HK$868,826/mo (50% DSR)
Upfront cash ≈ HK$12.86M (deposit + AVD stamp duty HK$3,836,077 · Scale 2, in force from 26 Feb 2026)