LTV · monthly repayment
▼ 0.50% · 3.625%
HK$20,587
−HK$1,291/mo
▼ 0.25% · 3.875%
HK$21,227
−HK$651/mo
Today · 4.125%
HK$21,878
baseline
▲ 0.50% · 4.625%
HK$23,209
+HK$1,331/mo
Deposit HK$4.51M · loan HK$4.51M · min. income ≈ HK$43,756/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$272,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,903
−HK$1,237/mo
▼ 0.25% · 3.875%
HK$23,517
−HK$623/mo
Today · 4.125%
HK$24,140
baseline
▲ 0.50% · 4.625%
HK$25,413
+HK$1,273/mo
Deposit HK$4.51M · loan HK$4.51M · min. income ≈ HK$48,280/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$272,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,704
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$25,473
−HK$781/mo
Today · 4.125%
HK$26,254
baseline
▲ 0.50% · 4.625%
HK$27,851
+HK$1,597/mo
Deposit HK$3.61M · loan HK$5.42M · min. income ≈ HK$52,508/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$272,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,483
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$28,220
−HK$748/mo
Today · 4.125%
HK$28,968
baseline
▲ 0.50% · 4.625%
HK$30,495
+HK$1,527/mo
Deposit HK$3.61M · loan HK$5.42M · min. income ≈ HK$57,936/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$272,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,822
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$29,718
−HK$911/mo
Today · 4.125%
HK$30,629
baseline
▲ 0.50% · 4.625%
HK$32,493
+HK$1,864/mo
Deposit HK$2.71M · loan HK$6.32M · min. income ≈ HK$61,258/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$272,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,064
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$32,924
−HK$872/mo
Today · 4.125%
HK$33,796
baseline
▲ 0.50% · 4.625%
HK$35,578
+HK$1,782/mo
Deposit HK$2.71M · loan HK$6.32M · min. income ≈ HK$67,592/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$272,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,057
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$38,209
−HK$1,171/mo
Today · 4.125%
HK$39,380
baseline
▲ 0.50% · 4.625%
HK$41,777
+HK$2,397/mo
Deposit HK$903K · loan HK$8.13M · min. income ≈ HK$78,760/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$272,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,225
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$42,331
−HK$1,121/mo
Today · 4.125%
HK$43,452
baseline
▲ 0.50% · 4.625%
HK$45,743
+HK$2,291/mo
Deposit HK$903K · loan HK$8.13M · min. income ≈ HK$86,904/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$272,837 · Scale 2, in force from 26 Feb 2026)