LTV · monthly repayment
▼ 0.50% · 3.625%
HK$206,074
−HK$12,922/mo
▼ 0.25% · 3.875%
HK$212,484
−HK$6,512/mo
Today · 4.125%
HK$218,996
baseline
▲ 0.50% · 4.625%
HK$232,322
+HK$13,326/mo
Deposit HK$45.19M · loan HK$45.19M · min. income ≈ HK$437,992/mo (50% DSR)
Upfront cash ≈ HK$49.03M (deposit + AVD stamp duty HK$3,840,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,255
−HK$12,386/mo
▼ 0.25% · 3.875%
HK$235,403
−HK$6,238/mo
Today · 4.125%
HK$241,641
baseline
▲ 0.50% · 4.625%
HK$254,378
+HK$12,737/mo
Deposit HK$45.19M · loan HK$45.19M · min. income ≈ HK$483,282/mo (50% DSR)
Upfront cash ≈ HK$49.03M (deposit + AVD stamp duty HK$3,840,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,288
−HK$15,507/mo
▼ 0.25% · 3.875%
HK$254,980
−HK$7,815/mo
Today · 4.125%
HK$262,795
baseline
▲ 0.50% · 4.625%
HK$278,786
+HK$15,991/mo
Deposit HK$36.15M · loan HK$54.22M · min. income ≈ HK$525,590/mo (50% DSR)
Upfront cash ≈ HK$39.99M (deposit + AVD stamp duty HK$3,840,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,106
−HK$14,863/mo
▼ 0.25% · 3.875%
HK$282,484
−HK$7,485/mo
Today · 4.125%
HK$289,969
baseline
▲ 0.50% · 4.625%
HK$305,254
+HK$15,285/mo
Deposit HK$36.15M · loan HK$54.22M · min. income ≈ HK$579,938/mo (50% DSR)
Upfront cash ≈ HK$39.99M (deposit + AVD stamp duty HK$3,840,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$288,503
−HK$18,092/mo
▼ 0.25% · 3.875%
HK$297,477
−HK$9,118/mo
Today · 4.125%
HK$306,595
baseline
▲ 0.50% · 4.625%
HK$325,250
+HK$18,655/mo
Deposit HK$27.11M · loan HK$63.26M · min. income ≈ HK$613,190/mo (50% DSR)
Upfront cash ≈ HK$30.95M (deposit + AVD stamp duty HK$3,840,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$320,957
−HK$17,340/mo
▼ 0.25% · 3.875%
HK$329,565
−HK$8,732/mo
Today · 4.125%
HK$338,297
baseline
▲ 0.50% · 4.625%
HK$356,129
+HK$17,832/mo
Deposit HK$27.11M · loan HK$63.26M · min. income ≈ HK$676,594/mo (50% DSR)
Upfront cash ≈ HK$30.95M (deposit + AVD stamp duty HK$3,840,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$370,932
−HK$23,261/mo
▼ 0.25% · 3.875%
HK$382,471
−HK$11,722/mo
Today · 4.125%
HK$394,193
baseline
▲ 0.50% · 4.625%
HK$418,179
+HK$23,986/mo
Deposit HK$9.04M · loan HK$81.34M · min. income ≈ HK$788,386/mo (50% DSR)
Upfront cash ≈ HK$12.88M (deposit + AVD stamp duty HK$3,840,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$412,659
−HK$22,294/mo
▼ 0.25% · 3.875%
HK$423,726
−HK$11,227/mo
Today · 4.125%
HK$434,953
baseline
▲ 0.50% · 4.625%
HK$457,880
+HK$22,927/mo
Deposit HK$9.04M · loan HK$81.34M · min. income ≈ HK$869,906/mo (50% DSR)
Upfront cash ≈ HK$12.88M (deposit + AVD stamp duty HK$3,840,852 · Scale 2, in force from 26 Feb 2026)