LTV · monthly repayment
▼ 0.50% · 3.625%
HK$20,607
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$21,248
−HK$652/mo
Today · 4.125%
HK$21,900
baseline
▲ 0.50% · 4.625%
HK$23,232
+HK$1,332/mo
Deposit HK$4.52M · loan HK$4.52M · min. income ≈ HK$43,800/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$273,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,926
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$23,540
−HK$624/mo
Today · 4.125%
HK$24,164
baseline
▲ 0.50% · 4.625%
HK$25,438
+HK$1,274/mo
Deposit HK$4.52M · loan HK$4.52M · min. income ≈ HK$48,328/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$273,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,729
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$25,498
−HK$782/mo
Today · 4.125%
HK$26,280
baseline
▲ 0.50% · 4.625%
HK$27,879
+HK$1,599/mo
Deposit HK$3.61M · loan HK$5.42M · min. income ≈ HK$52,560/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$273,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,511
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$28,248
−HK$749/mo
Today · 4.125%
HK$28,997
baseline
▲ 0.50% · 4.625%
HK$30,525
+HK$1,528/mo
Deposit HK$3.61M · loan HK$5.42M · min. income ≈ HK$57,994/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$273,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,850
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$29,748
−HK$912/mo
Today · 4.125%
HK$30,660
baseline
▲ 0.50% · 4.625%
HK$32,525
+HK$1,865/mo
Deposit HK$2.71M · loan HK$6.33M · min. income ≈ HK$61,320/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$273,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,096
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$32,957
−HK$873/mo
Today · 4.125%
HK$33,830
baseline
▲ 0.50% · 4.625%
HK$35,613
+HK$1,783/mo
Deposit HK$2.71M · loan HK$6.33M · min. income ≈ HK$67,660/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$273,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,093
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$38,247
−HK$1,172/mo
Today · 4.125%
HK$39,419
baseline
▲ 0.50% · 4.625%
HK$41,818
+HK$2,399/mo
Deposit HK$904K · loan HK$8.13M · min. income ≈ HK$78,838/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$273,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,266
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$42,373
−HK$1,122/mo
Today · 4.125%
HK$43,495
baseline
▲ 0.50% · 4.625%
HK$45,788
+HK$2,293/mo
Deposit HK$904K · loan HK$8.13M · min. income ≈ HK$86,990/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$273,731 · Scale 2, in force from 26 Feb 2026)