LTV · monthly repayment
▼ 0.50% · 3.625%
HK$206,085
−HK$12,923/mo
▼ 0.25% · 3.875%
HK$212,495
−HK$6,513/mo
Today · 4.125%
HK$219,008
baseline
▲ 0.50% · 4.625%
HK$232,334
+HK$13,326/mo
Deposit HK$45.19M · loan HK$45.19M · min. income ≈ HK$438,016/mo (50% DSR)
Upfront cash ≈ HK$49.03M (deposit + AVD stamp duty HK$3,841,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,267
−HK$12,387/mo
▼ 0.25% · 3.875%
HK$235,416
−HK$6,238/mo
Today · 4.125%
HK$241,654
baseline
▲ 0.50% · 4.625%
HK$254,391
+HK$12,737/mo
Deposit HK$45.19M · loan HK$45.19M · min. income ≈ HK$483,308/mo (50% DSR)
Upfront cash ≈ HK$49.03M (deposit + AVD stamp duty HK$3,841,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,301
−HK$15,508/mo
▼ 0.25% · 3.875%
HK$254,994
−HK$7,815/mo
Today · 4.125%
HK$262,809
baseline
▲ 0.50% · 4.625%
HK$278,801
+HK$15,992/mo
Deposit HK$36.15M · loan HK$54.23M · min. income ≈ HK$525,618/mo (50% DSR)
Upfront cash ≈ HK$39.99M (deposit + AVD stamp duty HK$3,841,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,120
−HK$14,864/mo
▼ 0.25% · 3.875%
HK$282,499
−HK$7,485/mo
Today · 4.125%
HK$289,984
baseline
▲ 0.50% · 4.625%
HK$305,270
+HK$15,286/mo
Deposit HK$36.15M · loan HK$54.23M · min. income ≈ HK$579,968/mo (50% DSR)
Upfront cash ≈ HK$39.99M (deposit + AVD stamp duty HK$3,841,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$288,518
−HK$18,093/mo
▼ 0.25% · 3.875%
HK$297,493
−HK$9,118/mo
Today · 4.125%
HK$306,611
baseline
▲ 0.50% · 4.625%
HK$325,268
+HK$18,657/mo
Deposit HK$27.11M · loan HK$63.26M · min. income ≈ HK$613,222/mo (50% DSR)
Upfront cash ≈ HK$30.95M (deposit + AVD stamp duty HK$3,841,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$320,974
−HK$17,341/mo
▼ 0.25% · 3.875%
HK$329,582
−HK$8,733/mo
Today · 4.125%
HK$338,315
baseline
▲ 0.50% · 4.625%
HK$356,148
+HK$17,833/mo
Deposit HK$27.11M · loan HK$63.26M · min. income ≈ HK$676,630/mo (50% DSR)
Upfront cash ≈ HK$30.95M (deposit + AVD stamp duty HK$3,841,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$370,952
−HK$23,262/mo
▼ 0.25% · 3.875%
HK$382,491
−HK$11,723/mo
Today · 4.125%
HK$394,214
baseline
▲ 0.50% · 4.625%
HK$418,201
+HK$23,987/mo
Deposit HK$9.04M · loan HK$81.34M · min. income ≈ HK$788,428/mo (50% DSR)
Upfront cash ≈ HK$12.88M (deposit + AVD stamp duty HK$3,841,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$412,681
−HK$22,295/mo
▼ 0.25% · 3.875%
HK$423,748
−HK$11,228/mo
Today · 4.125%
HK$434,976
baseline
▲ 0.50% · 4.625%
HK$457,905
+HK$22,929/mo
Deposit HK$9.04M · loan HK$81.34M · min. income ≈ HK$869,952/mo (50% DSR)
Upfront cash ≈ HK$12.88M (deposit + AVD stamp duty HK$3,841,056 · Scale 2, in force from 26 Feb 2026)