LTV · monthly repayment
▼ 0.50% · 3.625%
HK$20,611
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$21,253
−HK$651/mo
Today · 4.125%
HK$21,904
baseline
▲ 0.50% · 4.625%
HK$23,237
+HK$1,333/mo
Deposit HK$4.52M · loan HK$4.52M · min. income ≈ HK$43,808/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$273,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,930
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$23,545
−HK$624/mo
Today · 4.125%
HK$24,169
baseline
▲ 0.50% · 4.625%
HK$25,443
+HK$1,274/mo
Deposit HK$4.52M · loan HK$4.52M · min. income ≈ HK$48,338/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$273,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,734
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$25,503
−HK$782/mo
Today · 4.125%
HK$26,285
baseline
▲ 0.50% · 4.625%
HK$27,884
+HK$1,599/mo
Deposit HK$3.62M · loan HK$5.42M · min. income ≈ HK$52,570/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$273,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,516
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$28,254
−HK$749/mo
Today · 4.125%
HK$29,003
baseline
▲ 0.50% · 4.625%
HK$30,531
+HK$1,528/mo
Deposit HK$3.62M · loan HK$5.42M · min. income ≈ HK$58,006/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$273,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,856
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$29,754
−HK$912/mo
Today · 4.125%
HK$30,666
baseline
▲ 0.50% · 4.625%
HK$32,531
+HK$1,865/mo
Deposit HK$2.71M · loan HK$6.33M · min. income ≈ HK$61,332/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$273,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,102
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$32,963
−HK$873/mo
Today · 4.125%
HK$33,836
baseline
▲ 0.50% · 4.625%
HK$35,620
+HK$1,784/mo
Deposit HK$2.71M · loan HK$6.33M · min. income ≈ HK$67,672/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$273,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,101
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$38,255
−HK$1,172/mo
Today · 4.125%
HK$39,427
baseline
▲ 0.50% · 4.625%
HK$41,826
+HK$2,399/mo
Deposit HK$904K · loan HK$8.14M · min. income ≈ HK$78,854/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$273,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,274
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$42,381
−HK$1,123/mo
Today · 4.125%
HK$43,504
baseline
▲ 0.50% · 4.625%
HK$45,797
+HK$2,293/mo
Deposit HK$904K · loan HK$8.14M · min. income ≈ HK$87,008/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$273,910 · Scale 2, in force from 26 Feb 2026)