LTV · monthly repayment
▼ 0.50% · 3.625%
HK$206,203
−HK$12,931/mo
▼ 0.25% · 3.875%
HK$212,617
−HK$6,517/mo
Today · 4.125%
HK$219,134
baseline
▲ 0.50% · 4.625%
HK$232,468
+HK$13,334/mo
Deposit HK$45.21M · loan HK$45.21M · min. income ≈ HK$438,268/mo (50% DSR)
Upfront cash ≈ HK$49.06M (deposit + AVD stamp duty HK$3,843,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,399
−HK$12,394/mo
▼ 0.25% · 3.875%
HK$235,551
−HK$6,242/mo
Today · 4.125%
HK$241,793
baseline
▲ 0.50% · 4.625%
HK$254,538
+HK$12,745/mo
Deposit HK$45.21M · loan HK$45.21M · min. income ≈ HK$483,586/mo (50% DSR)
Upfront cash ≈ HK$49.06M (deposit + AVD stamp duty HK$3,843,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,444
−HK$15,517/mo
▼ 0.25% · 3.875%
HK$255,141
−HK$7,820/mo
Today · 4.125%
HK$262,961
baseline
▲ 0.50% · 4.625%
HK$278,961
+HK$16,000/mo
Deposit HK$36.17M · loan HK$54.26M · min. income ≈ HK$525,922/mo (50% DSR)
Upfront cash ≈ HK$40.02M (deposit + AVD stamp duty HK$3,843,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,279
−HK$14,872/mo
▼ 0.25% · 3.875%
HK$282,662
−HK$7,489/mo
Today · 4.125%
HK$290,151
baseline
▲ 0.50% · 4.625%
HK$305,446
+HK$15,295/mo
Deposit HK$36.17M · loan HK$54.26M · min. income ≈ HK$580,302/mo (50% DSR)
Upfront cash ≈ HK$40.02M (deposit + AVD stamp duty HK$3,843,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$288,685
−HK$18,103/mo
▼ 0.25% · 3.875%
HK$297,664
−HK$9,124/mo
Today · 4.125%
HK$306,788
baseline
▲ 0.50% · 4.625%
HK$325,455
+HK$18,667/mo
Deposit HK$27.13M · loan HK$63.30M · min. income ≈ HK$613,576/mo (50% DSR)
Upfront cash ≈ HK$30.97M (deposit + AVD stamp duty HK$3,843,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$321,159
−HK$17,351/mo
▼ 0.25% · 3.875%
HK$329,772
−HK$8,738/mo
Today · 4.125%
HK$338,510
baseline
▲ 0.50% · 4.625%
HK$356,353
+HK$17,843/mo
Deposit HK$27.13M · loan HK$63.30M · min. income ≈ HK$677,020/mo (50% DSR)
Upfront cash ≈ HK$30.97M (deposit + AVD stamp duty HK$3,843,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$371,166
−HK$23,275/mo
▼ 0.25% · 3.875%
HK$382,711
−HK$11,730/mo
Today · 4.125%
HK$394,441
baseline
▲ 0.50% · 4.625%
HK$418,442
+HK$24,001/mo
Deposit HK$9.04M · loan HK$81.39M · min. income ≈ HK$788,882/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$3,843,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$412,918
−HK$22,309/mo
▼ 0.25% · 3.875%
HK$423,993
−HK$11,234/mo
Today · 4.125%
HK$435,227
baseline
▲ 0.50% · 4.625%
HK$458,169
+HK$22,942/mo
Deposit HK$9.04M · loan HK$81.39M · min. income ≈ HK$870,454/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$3,843,270 · Scale 2, in force from 26 Feb 2026)