LTV · monthly repayment
▼ 0.50% · 3.625%
HK$206,288
−HK$12,936/mo
▼ 0.25% · 3.875%
HK$212,705
−HK$6,519/mo
Today · 4.125%
HK$219,224
baseline
▲ 0.50% · 4.625%
HK$232,564
+HK$13,340/mo
Deposit HK$45.23M · loan HK$45.23M · min. income ≈ HK$438,448/mo (50% DSR)
Upfront cash ≈ HK$49.08M (deposit + AVD stamp duty HK$3,844,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,494
−HK$12,399/mo
▼ 0.25% · 3.875%
HK$235,649
−HK$6,244/mo
Today · 4.125%
HK$241,893
baseline
▲ 0.50% · 4.625%
HK$254,643
+HK$12,750/mo
Deposit HK$45.23M · loan HK$45.23M · min. income ≈ HK$483,786/mo (50% DSR)
Upfront cash ≈ HK$49.08M (deposit + AVD stamp duty HK$3,844,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,546
−HK$15,523/mo
▼ 0.25% · 3.875%
HK$255,246
−HK$7,823/mo
Today · 4.125%
HK$263,069
baseline
▲ 0.50% · 4.625%
HK$279,077
+HK$16,008/mo
Deposit HK$36.19M · loan HK$54.28M · min. income ≈ HK$526,138/mo (50% DSR)
Upfront cash ≈ HK$40.03M (deposit + AVD stamp duty HK$3,844,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,393
−HK$14,878/mo
▼ 0.25% · 3.875%
HK$282,778
−HK$7,493/mo
Today · 4.125%
HK$290,271
baseline
▲ 0.50% · 4.625%
HK$305,572
+HK$15,301/mo
Deposit HK$36.19M · loan HK$54.28M · min. income ≈ HK$580,542/mo (50% DSR)
Upfront cash ≈ HK$40.03M (deposit + AVD stamp duty HK$3,844,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$288,804
−HK$18,110/mo
▼ 0.25% · 3.875%
HK$297,787
−HK$9,127/mo
Today · 4.125%
HK$306,914
baseline
▲ 0.50% · 4.625%
HK$325,589
+HK$18,675/mo
Deposit HK$27.14M · loan HK$63.33M · min. income ≈ HK$613,828/mo (50% DSR)
Upfront cash ≈ HK$30.99M (deposit + AVD stamp duty HK$3,844,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$321,291
−HK$17,359/mo
▼ 0.25% · 3.875%
HK$329,908
−HK$8,742/mo
Today · 4.125%
HK$338,650
baseline
▲ 0.50% · 4.625%
HK$356,500
+HK$17,850/mo
Deposit HK$27.14M · loan HK$63.33M · min. income ≈ HK$677,300/mo (50% DSR)
Upfront cash ≈ HK$30.99M (deposit + AVD stamp duty HK$3,844,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$371,319
−HK$23,285/mo
▼ 0.25% · 3.875%
HK$382,869
−HK$11,735/mo
Today · 4.125%
HK$394,604
baseline
▲ 0.50% · 4.625%
HK$418,615
+HK$24,011/mo
Deposit HK$9.05M · loan HK$81.42M · min. income ≈ HK$789,208/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$3,844,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$413,089
−HK$22,318/mo
▼ 0.25% · 3.875%
HK$424,168
−HK$11,239/mo
Today · 4.125%
HK$435,407
baseline
▲ 0.50% · 4.625%
HK$458,358
+HK$22,951/mo
Deposit HK$9.05M · loan HK$81.42M · min. income ≈ HK$870,814/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$3,844,856 · Scale 2, in force from 26 Feb 2026)