LTV · monthly repayment
▼ 0.50% · 3.625%
HK$20,630
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$21,272
−HK$652/mo
Today · 4.125%
HK$21,924
baseline
▲ 0.50% · 4.625%
HK$23,258
+HK$1,334/mo
Deposit HK$4.52M · loan HK$4.52M · min. income ≈ HK$43,848/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$274,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,951
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$23,567
−HK$624/mo
Today · 4.125%
HK$24,191
baseline
▲ 0.50% · 4.625%
HK$25,466
+HK$1,275/mo
Deposit HK$4.52M · loan HK$4.52M · min. income ≈ HK$48,382/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$274,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,757
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$25,527
−HK$782/mo
Today · 4.125%
HK$26,309
baseline
▲ 0.50% · 4.625%
HK$27,910
+HK$1,601/mo
Deposit HK$3.62M · loan HK$5.43M · min. income ≈ HK$52,618/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$274,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,541
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$28,280
−HK$749/mo
Today · 4.125%
HK$29,029
baseline
▲ 0.50% · 4.625%
HK$30,560
+HK$1,531/mo
Deposit HK$3.62M · loan HK$5.43M · min. income ≈ HK$58,058/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$274,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,883
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$29,781
−HK$913/mo
Today · 4.125%
HK$30,694
baseline
▲ 0.50% · 4.625%
HK$32,561
+HK$1,867/mo
Deposit HK$2.71M · loan HK$6.33M · min. income ≈ HK$61,388/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$274,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,132
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$32,993
−HK$875/mo
Today · 4.125%
HK$33,868
baseline
▲ 0.50% · 4.625%
HK$35,653
+HK$1,785/mo
Deposit HK$2.71M · loan HK$6.33M · min. income ≈ HK$67,736/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$274,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,135
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$38,290
−HK$1,174/mo
Today · 4.125%
HK$39,464
baseline
▲ 0.50% · 4.625%
HK$41,865
+HK$2,401/mo
Deposit HK$905K · loan HK$8.14M · min. income ≈ HK$78,928/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$274,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,312
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$42,420
−HK$1,124/mo
Today · 4.125%
HK$43,544
baseline
▲ 0.50% · 4.625%
HK$45,839
+HK$2,295/mo
Deposit HK$905K · loan HK$8.14M · min. income ≈ HK$87,088/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$274,743 · Scale 2, in force from 26 Feb 2026)