LTV · monthly repayment
▼ 0.50% · 3.625%
HK$206,314
−HK$12,938/mo
▼ 0.25% · 3.875%
HK$212,732
−HK$6,520/mo
Today · 4.125%
HK$219,252
baseline
▲ 0.50% · 4.625%
HK$232,593
+HK$13,341/mo
Deposit HK$45.24M · loan HK$45.24M · min. income ≈ HK$438,504/mo (50% DSR)
Upfront cash ≈ HK$49.08M (deposit + AVD stamp duty HK$3,845,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,522
−HK$12,401/mo
▼ 0.25% · 3.875%
HK$235,678
−HK$6,245/mo
Today · 4.125%
HK$241,923
baseline
▲ 0.50% · 4.625%
HK$254,675
+HK$12,752/mo
Deposit HK$45.24M · loan HK$45.24M · min. income ≈ HK$483,846/mo (50% DSR)
Upfront cash ≈ HK$49.08M (deposit + AVD stamp duty HK$3,845,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,577
−HK$15,525/mo
▼ 0.25% · 3.875%
HK$255,278
−HK$7,824/mo
Today · 4.125%
HK$263,102
baseline
▲ 0.50% · 4.625%
HK$279,111
+HK$16,009/mo
Deposit HK$36.19M · loan HK$54.29M · min. income ≈ HK$526,204/mo (50% DSR)
Upfront cash ≈ HK$40.04M (deposit + AVD stamp duty HK$3,845,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,427
−HK$14,880/mo
▼ 0.25% · 3.875%
HK$282,814
−HK$7,493/mo
Today · 4.125%
HK$290,307
baseline
▲ 0.50% · 4.625%
HK$305,610
+HK$15,303/mo
Deposit HK$36.19M · loan HK$54.29M · min. income ≈ HK$580,614/mo (50% DSR)
Upfront cash ≈ HK$40.04M (deposit + AVD stamp duty HK$3,845,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$288,840
−HK$18,113/mo
▼ 0.25% · 3.875%
HK$297,824
−HK$9,129/mo
Today · 4.125%
HK$306,953
baseline
▲ 0.50% · 4.625%
HK$325,630
+HK$18,677/mo
Deposit HK$27.14M · loan HK$63.33M · min. income ≈ HK$613,906/mo (50% DSR)
Upfront cash ≈ HK$30.99M (deposit + AVD stamp duty HK$3,845,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$321,331
−HK$17,361/mo
▼ 0.25% · 3.875%
HK$329,949
−HK$8,743/mo
Today · 4.125%
HK$338,692
baseline
▲ 0.50% · 4.625%
HK$356,545
+HK$17,853/mo
Deposit HK$27.14M · loan HK$63.33M · min. income ≈ HK$677,384/mo (50% DSR)
Upfront cash ≈ HK$30.99M (deposit + AVD stamp duty HK$3,845,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$371,365
−HK$23,288/mo
▼ 0.25% · 3.875%
HK$382,917
−HK$11,736/mo
Today · 4.125%
HK$394,653
baseline
▲ 0.50% · 4.625%
HK$418,667
+HK$24,014/mo
Deposit HK$9.05M · loan HK$81.43M · min. income ≈ HK$789,306/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$3,845,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$413,140
−HK$22,321/mo
▼ 0.25% · 3.875%
HK$424,221
−HK$11,240/mo
Today · 4.125%
HK$435,461
baseline
▲ 0.50% · 4.625%
HK$458,415
+HK$22,954/mo
Deposit HK$9.05M · loan HK$81.43M · min. income ≈ HK$870,922/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$3,845,336 · Scale 2, in force from 26 Feb 2026)