LTV · monthly repayment
▼ 0.50% · 3.625%
HK$206,324
−HK$12,939/mo
▼ 0.25% · 3.875%
HK$212,742
−HK$6,521/mo
Today · 4.125%
HK$219,263
baseline
▲ 0.50% · 4.625%
HK$232,604
+HK$13,341/mo
Deposit HK$45.24M · loan HK$45.24M · min. income ≈ HK$438,526/mo (50% DSR)
Upfront cash ≈ HK$49.09M (deposit + AVD stamp duty HK$3,845,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,534
−HK$12,401/mo
▼ 0.25% · 3.875%
HK$235,690
−HK$6,245/mo
Today · 4.125%
HK$241,935
baseline
▲ 0.50% · 4.625%
HK$254,687
+HK$12,752/mo
Deposit HK$45.24M · loan HK$45.24M · min. income ≈ HK$483,870/mo (50% DSR)
Upfront cash ≈ HK$49.09M (deposit + AVD stamp duty HK$3,845,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,589
−HK$15,526/mo
▼ 0.25% · 3.875%
HK$255,290
−HK$7,825/mo
Today · 4.125%
HK$263,115
baseline
▲ 0.50% · 4.625%
HK$279,125
+HK$16,010/mo
Deposit HK$36.19M · loan HK$54.29M · min. income ≈ HK$526,230/mo (50% DSR)
Upfront cash ≈ HK$40.04M (deposit + AVD stamp duty HK$3,845,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$275,440
−HK$14,882/mo
▼ 0.25% · 3.875%
HK$282,827
−HK$7,495/mo
Today · 4.125%
HK$290,322
baseline
▲ 0.50% · 4.625%
HK$305,625
+HK$15,303/mo
Deposit HK$36.19M · loan HK$54.29M · min. income ≈ HK$580,644/mo (50% DSR)
Upfront cash ≈ HK$40.04M (deposit + AVD stamp duty HK$3,845,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$288,854
−HK$18,114/mo
▼ 0.25% · 3.875%
HK$297,839
−HK$9,129/mo
Today · 4.125%
HK$306,968
baseline
▲ 0.50% · 4.625%
HK$325,646
+HK$18,678/mo
Deposit HK$27.14M · loan HK$63.34M · min. income ≈ HK$613,936/mo (50% DSR)
Upfront cash ≈ HK$30.99M (deposit + AVD stamp duty HK$3,845,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$321,347
−HK$17,361/mo
▼ 0.25% · 3.875%
HK$329,965
−HK$8,743/mo
Today · 4.125%
HK$338,708
baseline
▲ 0.50% · 4.625%
HK$356,562
+HK$17,854/mo
Deposit HK$27.14M · loan HK$63.34M · min. income ≈ HK$677,416/mo (50% DSR)
Upfront cash ≈ HK$30.99M (deposit + AVD stamp duty HK$3,845,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$371,384
−HK$23,289/mo
▼ 0.25% · 3.875%
HK$382,936
−HK$11,737/mo
Today · 4.125%
HK$394,673
baseline
▲ 0.50% · 4.625%
HK$418,687
+HK$24,014/mo
Deposit HK$9.05M · loan HK$81.43M · min. income ≈ HK$789,346/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$3,845,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$413,160
−HK$22,322/mo
▼ 0.25% · 3.875%
HK$424,241
−HK$11,241/mo
Today · 4.125%
HK$435,482
baseline
▲ 0.50% · 4.625%
HK$458,437
+HK$22,955/mo
Deposit HK$9.05M · loan HK$81.43M · min. income ≈ HK$870,964/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$3,845,524 · Scale 2, in force from 26 Feb 2026)