LTV · monthly repayment
▼ 0.50% · 3.625%
HK$20,636
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$21,278
−HK$652/mo
Today · 4.125%
HK$21,930
baseline
▲ 0.50% · 4.625%
HK$23,264
+HK$1,334/mo
Deposit HK$4.52M · loan HK$4.52M · min. income ≈ HK$43,860/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$274,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,957
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$23,573
−HK$625/mo
Today · 4.125%
HK$24,198
baseline
▲ 0.50% · 4.625%
HK$25,473
+HK$1,275/mo
Deposit HK$4.52M · loan HK$4.52M · min. income ≈ HK$48,396/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$274,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,763
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$25,534
−HK$782/mo
Today · 4.125%
HK$26,316
baseline
▲ 0.50% · 4.625%
HK$27,917
+HK$1,601/mo
Deposit HK$3.62M · loan HK$5.43M · min. income ≈ HK$52,632/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$274,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,549
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$28,288
−HK$749/mo
Today · 4.125%
HK$29,037
baseline
▲ 0.50% · 4.625%
HK$30,568
+HK$1,531/mo
Deposit HK$3.62M · loan HK$5.43M · min. income ≈ HK$58,074/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$274,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,890
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$29,789
−HK$913/mo
Today · 4.125%
HK$30,702
baseline
▲ 0.50% · 4.625%
HK$32,570
+HK$1,868/mo
Deposit HK$2.71M · loan HK$6.33M · min. income ≈ HK$61,404/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$274,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,140
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$33,002
−HK$875/mo
Today · 4.125%
HK$33,877
baseline
▲ 0.50% · 4.625%
HK$35,662
+HK$1,785/mo
Deposit HK$2.71M · loan HK$6.33M · min. income ≈ HK$67,754/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$274,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,145
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$38,300
−HK$1,174/mo
Today · 4.125%
HK$39,474
baseline
▲ 0.50% · 4.625%
HK$41,876
+HK$2,402/mo
Deposit HK$905K · loan HK$8.14M · min. income ≈ HK$78,948/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$274,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,323
−HK$2,233/mo
▼ 0.25% · 3.875%
HK$42,432
−HK$1,124/mo
Today · 4.125%
HK$43,556
baseline
▲ 0.50% · 4.625%
HK$45,852
+HK$2,296/mo
Deposit HK$905K · loan HK$8.14M · min. income ≈ HK$87,112/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$274,987 · Scale 2, in force from 26 Feb 2026)